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Thalassemia reimbursement policy
Legal analysis:

Social security for genetic testing of thalassemia is usually non-reimbursable. At present, medical insurance cannot reimburse genetic testing, but some commercial insurance can. The scope of medical expenses reimbursement is mainly some basic medical expenses reimbursement items, and genetic examination is not within the scope of basic medical expenses reimbursement. If thalassemia is serious and medication is needed, medication can be reimbursed. If the patient suffers from thalassemia with severe symptoms and needs to take medicine, most medicines can be reimbursed. Mild thalassemia can be anemia or mild anemia. Maintenance treatment generally does not require blood transfusion, but it is necessary to prevent infection, because infection will aggravate anemia. Patients with severe thalassemia usually need regular blood transfusion to maintain their lives, and may have progressive splenomegaly. Patients need to pay attention to prevent infection and try to avoid eating iron-rich foods, such as dates, black fungus and animal offal.

Thalassemia insurance can't be reimbursed, because thalassemia is a genetic disease, that is to say, patients have suffered from it at birth, and the disease categories reimbursed by insurance are often reimbursed after they have been ill for a period of time after insurance.

Thalassemia is a congenital genetic disease, which is not covered by insurance reimbursement. Patients with thalassemia can be light or heavy. Patients with mild thalassemia may not need treatment for life, while those with severe thalassemia may die shortly after birth.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.