In all fairness, whether to redeem this depends on personal circumstances and cannot be generalized. Theoretically speaking, the fund is a long-term investment, so there is no need to worry about fluctuations during the period. However, at present, many people don't follow the principle of investment funds from the beginning-buy money that they don't need at the moment and invest as much as they have. In this case, it is more difficult to maintain a normal mind and face the fund's losses with a good attitude.

Therefore, my personal suggestion here is that if you are in a good mood and really don't need the money urgently during this time, then hold it with peace of mind, and there will be a big market waiting for you next year. Not only will it not continue to lose money, but it will also bring you huge profits.

If you are in a bad mood and can't invest the money for a long time and need it at any time, then I can only suggest that you redeem it first during the rebound. Because according to the latest situation, this adjustment does not mean that it will end in 3 5 days. Near the end of the year, the stock market will not have any vigorous rise, but more should be the process of building the overall chassis. In other words, it is almost impossible for your fund to skyrocket. Therefore, it is normal that there will be several waves of small rebound in the process of bottoming. If you are in a bad mood and can't stand it, it's not wrong to redeem it first to keep your profit. I don't want to sing high-profile songs and tell everyone to keep it. Because some people don't meet the original intention of fund investment from the beginning, the pressure is actually quite great.

Fund companies are more professional than ordinary investors. In the past five years, bear market funds have only fallen to 8.9 yuan, while individual stocks may fall from 30 yuan to 2.3 yuan. There are many examples, such as Vanke, a leading company in Shenzhen, which fell from more than 30 yuan to 2.3 yuan that year, and many good stocks only had a few dollars. If the loss of individual investors will be huge, relative to the fund, it should be lucky to fall to more than 80 cents. So please believe that the fund company will not lose your money. Since you choose an investment fund, you must have confidence. The five-year bear market is only 80 cents, and now it is only a few months. I am very optimistic about the market next year. So, my advice is to keep it. You entered the market at a bad time. You just entered a relatively high level. According to the law that the stock market has never fallen or risen, it is normal for you to lose money temporarily. Don't worry.