But I think these products are not interesting. The annual income is 4%, even inflation has not outperformed, and it has not played a role in financial management.

Here I recommend a good one: harvest fund special account financial management-quantitative hedging arbitrage No.2.

1. Expected income: 12% to 15% (the current wealth management products cannot promise to protect the principal and the income, which is the requirement of the CBRC. )

2. Closed period: 3 months (after that, it will be opened every 3 months to quit, but it will not accept re-participation).

3. Capital investment: hedge arbitrage between stocks and stock index futures (extremely low risk)

4. Risk: extremely low, almost zero risk.

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