I. ICBC: Salary and bonus
Salary Jinbao is mainly a customized cash management tool for ICBC users. The starting point of the subscription amount of this wealth management product is 100 yuan, and the minimum additional amount is 1 yuan. Redeem on the same day and t+ 1 working day. The main feature of salary bonus is that it does not restrict daily redemption and purchase, and redemption funds are also received in real time. You only need to hold any debit card of ICBC and purchase it through bank counters, online banking and other channels.
2. Bank of China: clown.
Yishengbao's monetary fund subscription costs only one yuan, which is suitable for grassroots investment users. Yishengbao's monetary fund pays dividends every day, converting daily income into fund shares, so that investment users can make profits, Qian Shengqian. One more thing, investors can buy this fund through China bank card and online direct selling platform, and they can also enjoy instant T+0 redemption and zero handling fee.
Third, the daily financial management fund a.
Tian Tian Wealth Management Fund A can be purchased and redeemed quickly in mobile banking, online banking and counters of Bank of Communications, and the money fund shares held by users can be received in a very short time, and "7×24 hours of funds T+0 can be received". The daily withdrawal amount of a single customer is as high as 200,000. Just download the mobile phone client and open the real-time cash withdrawal of the money fund, and you can enjoy this function.
Ping An Bank: Welcome safely.
Users can use Ping An Ying to buy idle funds in the monetary fund of Man Fund and redeem them. T+0 is mainly used for real-time account receipt, which can quickly double the income of users without affecting the liquidity of funds. In addition, Ping An Ying can be purchased at a price of "one penny". There is no charge for the transfer and transfer of funds from Ping An Yingli. How about ping an insurance? I just sorted out the relevant contents, hoping to help you: how about Ping An Insurance? Top Ten Ping An Insurance Products Ranking List!
Most investment banks like to choose large state-owned banks. Because the state-owned banks are large in scale, long in history and backed by the state, it is more practical to invest money in these banks and there is not much concern. However, it is precisely because of this reason that state-owned banks are generally abundant in funds and lack the motivation to attract funds through high interest rates, so the income of their wealth management products is not high.
Bao Ge's tip: The salary wealth management product launched by ICBC is a wealth management product with guaranteed capital and high income. The 7-day annualized rate of return of this product is around 2.4%, followed by China Bank's Live Bao and Ping An Bank's Ping An Ying. Although the wealth management products with guaranteed capital and guaranteed income can guarantee the principal, the key income is uncertain, so investment in such wealth management products needs comprehensive consideration.