Ping An survival fund is a kind of survival insurance of Ping An Company, which means that the survival of the insured is the condition for paying insurance money. When the insurance expires or reaches the age agreed in the contract, the insured is still alive and the insurer is responsible for paying the insurance money. Ping An Company's survival fund return insurance includes: Royal Wealth, Royal Wealth Pension, Royal Wealth Jin Rui Annuity Insurance and Wealth Newborn Annuity Insurance.

Among them, the way to return the Royal Wealth Survival Fund: starting from the fifth year, it will be paid once every three years, and 60% of the premium and 5-year premium will be returned every year.

Jin Rui survival money return method: starting from the fifth year, you can receive it for up to 5 years (including single 3 years, 3 years and 5 years; 65438+5 years in 2005), and the annual premium can reach up to 100%.

15: pay 100% premium in the 5th to 9th years, pay 50% premium in the 6th year of 5438+00- 14 years, and pay 100% premium in the 6th year of 5438+05 years.

8 years: 5-7 years, 20%- 100%, with different payment years. Received in the eighth year