Is the index fund on or off the market?
Index funds have both on-site funds and off-site funds. Through examples, we distinguish index funds inside and outside the market. For example, the index funds in the market include Shanghai and Shenzhen 300ETF, which refers to consumption, and the index funds outside the market include E Fund's Shanghai and Shenzhen 300 Select Enhanced A and E Fund's SSE 50 Enhanced C.
We choose index funds on or off the market, mainly according to our personal situation. Under normal circumstances, although the handling fee of OTC index funds will be higher than that of OTC index funds, the daily net value will only be settled once after the daily closing, so we don't have to spend too much time and energy in market making. Moreover, OTC index funds also reduce the risk of impulsive operation, which is more suitable for novice investors and office workers.
The price of on-site funds changes in real time, and its trading mode is similar to that of stocks. It is necessary to choose appropriate trading points, which are suitable for investors with sufficient investment experience, more time and frequent operations. However, it should be noted that if you want to trade funds on the floor, you need to open a stock account.
We can choose index funds on or off the market according to our own situation, but it should be noted that no matter what investment, there are certain risks. You need to judge according to your risk tolerance and make a reasonable plan.