Finance is the core of modern economy. The most important thing is to speed up the reform and development of the financial industry itself. There are mainly the following six aspects:
(1) Insist on deepening reform as the driving force to promote the transformation of financial development from "policy dividend" to "reform dividend".
Financial development should be driven by deepening reform and further clarify the relationship between the market and the government. To establish a modern financial system with innovation and order, moderate supervision and perfect functions, it is necessary to continue to deepen reform, clarify the boundary between the government and the market, give play to the decisive role of the market in resource allocation, and at the same time effectively give play to the government's guidance, service and supervision functions.
(2) Adhere to the main line of industrial transformation and upgrading, and realize the deep integration of finance, science and technology and industry.
Not limited to the dominant position of land, labor and resources, economic development should be driven by financial environment, innovation environment, business environment and legal environment. The integration and innovation of finance, science and technology and industry is conducive to supporting the institutional mechanism and cultural environment construction of transformation and upgrading, forming new advantages of factor combination, and realizing leapfrog catch-up in underdeveloped areas, which is the best way to achieve it.
(three) adhere to the service of major projects as the starting point, to provide financing support for local construction.
Comprehensive use of syndicated loans, M&A loan insurance funds, social security funds, industrial investment funds, railway and other key industrial development funds, financial leasing, inter-bank private debt and other financial tools and means to raise funds for major projects.
(4) Adhere to the starting point of serving enterprises and provide comprehensive financial services for enterprise development.
Enterprise is the organizational core and business subject of investment and production. To ensure economic growth, change the mode of growth and stabilize the level of employment, a key condition is that enterprises can obtain financing support at appropriate cost efficiently.
Because China is in the process of accelerating financial reform, interest rate marketization reform, unreasonable financial resource allocation structure and "financial soft constraint" of local financing platform departments, the actual financing cost of enterprises is still high, which brings great financing pressure to enterprises.
Through the investment and financing service center dedicated to small and medium-sized science and technology enterprises, the enterprise credit evaluation system and unified credit platform are established, and private capital is actively guided to enter the financial service field by developing small loan companies, financing guarantee institutions, local financial holding groups, building private financial streets, and guiding private capital to participate in the restructuring of local financial institutions. A large number of innovative financial products and service models have also been launched in credit, bonds and insurance.
(five) adhere to the characteristics of financial cooperation and opening up, and establish new advantages of financial services to the real economy.
In accordance with the requirements of the "Eight Articles of the Golden Reform", we will speed up the exploration of in-depth cooperation between stock exchanges in securities information, product development, and technology interconnection, and establish an overall financial system arrangement conducive to investment and trade facilitation through the construction of the 2 1 century Maritime Silk Road.
(six) adhere to firmly hold the bottom line of no systematic and regional financial risks.
Financial reform and development must firmly adhere to a bottom line, that is, systematic and regional financial risks will not occur. The financial industry is related to the public and involves all aspects of the economy, which can be described as "taking the lead and moving the whole body". With the deepening of China's de-capacity and financial reform, especially the regulation of local government financing and real estate market operation, the possibility of financial risks is increasing.
Historical experience tells us that once regional and systemic financial risks break out, it will have a strong impact on the economic development and social stability of the whole region. Accelerate the construction of a comprehensive financial statistical system and a financial operation monitoring platform, continue to strengthen financial risk monitoring and early warning, and further improve the financial supervision coordination mechanism between local governments and central financial supervision departments.