There is a possibility of losing principal in a three-year closed-end fund because the three-year closed-end fund has a relatively long term and cannot be redeemed until it expires. Therefore, buying a three-year closed-end fund is risky. If

When the fund market is not going well, you can only watch the money lose without being able to withdraw it, which is also quite uncomfortable.

Secondly, when there is an emergency, you cannot withdraw it until it expires. Therefore, when purchasing closed-end financial management with a long period, it is better to use your spare money to buy it. Otherwise, you will be very anxious if you cannot withdraw it, but there is no way.

Extended information: Will three-year closed-end funds be opened midway?

Three-year closed-end funds will not be opened midway and will only be opened after three years. Therefore, when buying, it is better to choose spare money that will not be used in three years. In addition, you can also prepare a

A reserve fund can be used in case of emergencies.

When choosing a three-year closed-end fund, you must choose a good fund manager. Because the fund is managed by the fund manager, it is very important to choose a good fund manager. Secondly, you can refer to past performance and try to choose past performance.

Funds with relatively good performance.