Does the fund generally go up or down by the end of the year?
Funds have ups and downs, and fund income is future income. There is no way to judge whether the fund is up or down by the end of the year only by relying on the time period at the end of the year. Moreover, the fund may not fall at the end of each year, and it may rise and fall. When investing in a fund, if it is a bull market, you can hold it for a period of time to maximize the income. If it is a bear market, it can be redeemed in advance.
Fixed-term redemption is a redemption method of fixed-term investment. Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Moreover, the subscription fee, redemption fee and management fee of each fund are different, and investors can choose the fund they invest in according to their own preferences.
As far as the market situation is concerned, the fund may not have risen or fallen by the end of the year. Fund investors need to understand that the fund's income is not equal to the real fund investment income. If investors choose Class C funds, short-term investment is appropriate, and if they choose Class A funds, long-term investment is most appropriate.