1. Is there a time limit for medical insurance?
Article 27 of the Social Insurance Law stipulates that "if an individual who participates in the basic medical insurance for employees reaches the statutory retirement age and the accumulated payment reaches the number of years stipulated by the state, he will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; If it fails to reach the prescribed time limit, it can be paid to the prescribed time limit. "
Second, how many years should employee medical insurance be paid?
At present, the minimum payment period for insured employees is 25 years, and the actual payment period shall not be less than 5 years. Continuous length of service in accordance with state regulations shall be regarded as payment period. Employees who have not reached the statutory retirement age after the minimum age of payment shall continue to pay the basic medical insurance premium. If the statutory retirement age is not paid in full, the basic medical insurance premium must be paid in a lump sum at the rate of 8% based on the average wage of employees in the city last year, and all the expenses will be included in the overall fund.
According to national regulations, unemployed people do not need to pay insurance. You can participate in employee medical insurance during unemployment, and the premium will be paid by the unemployment insurance fund. When unemployment insurance is transferred in different places, medical insurance can be transferred with it. Unemployed people can participate in medical insurance for employees in unemployed places, and the time limit for the unemployment insurance agency to pay medical insurance premiums is consistent with the time limit for receiving unemployment insurance benefits.
The agency shall promptly inform the medical insurance agency and myself of the payment amount, time and other information. In terms of job transfer, it is necessary to implement the medical insurance policy for transferred employees. After the unemployed stop receiving insurance benefits, the agency will also stop paying medical insurance premiums for them. At this time, those who stop receiving unemployment insurance benefits can participate in employee medical insurance, urban residents medical insurance or the new rural cooperative medical system as required.
In fact, employees have been enjoying the corresponding medical insurance benefits since they began to pay medical insurance fees. But most people are more concerned about whether they can enjoy the corresponding medical insurance benefits after retirement. At this time, according to the relevant regulations, employees need to pay medical insurance fees continuously when they are on the job, usually at least 15 years. Here is a brief introduction to the question of how many years of medical insurance employees have to pay. Please call our professional lawyer directly if you have any questions.