The investment direction of money market funds is mostly agreement deposits. Because of the large amount of funds and tight market funds, we have a high bargaining power with banks, and we can get much higher interest rates than deposits in banks. So its income will be high. In addition, it will invest in high-credit AAA bonds within 397 years, bond repurchase, and central bank bills within 1 year, all of which are very safe assets.

These investment directions determine that although different money funds will have different returns, they will not be too big. As long as you don't choose those whose historical performance is obviously bad, pay attention.

There is a tradition in money funds that the strong are always strong and the money funds with good returns continue to be good.

There are many money funds that have always had good returns.

But it is difficult to pick out who is the best from these people. After all, the future is unknown.

The income is different every day. So choose one according to your convenience.

Recommendation: Huaxia Cash, Guangfa Daily Red, Southern Currency A, Harvest, Huitianfu and ICBC Credit Suisse are also good money funds.

If you don't have much money, choose one.

If you have a lot of money, divide it among 2-3 on average.