There are also many kinds of funds, such as currency type, bond type, mixed type and stock type. Your friend told you that 8% of products may also be trust, P2P, etc. P2P is divided into different websites and different investment types, so it cannot be unified.

If the landlord is really a novice, it is suggested that more than two-thirds of the assets should be allocated to products with guaranteed income, and the other one-third should invest in relatively high-risk products!

For example, some websites now sell some priority products of private equity funds. For example, ZTE Bao's investment in the stock market has guaranteed income and is more suitable for you.

Finally, when allocating assets, we should not only look at the rate of return and risk, but also look at the liquidity of assets. It is suggested that this part should also be based on our actual situation and combined with different deadlines.