Strictly speaking, a fixed investment of 40,000 yuan has a loss of more than 5,000 yuan, which is not much, that is, about 12% 13%. At the cost of time, at least it is no problem to solve the problem. But definitely not this year.

However, investing in Harvest 300 is definitely not a good choice. 20 10 small-cap stocks broke out, 20 1 1 was a small bear market, and 20 12 was a low shock. These kinds of market environment index funds will not have good returns. Index funds only have opportunities when the stock market is bullish or volatile. Maybe you started in 2009, when the stock market rose unilaterally and hardly fell, especially in the first half of the year. The money-making effect is coming. If you follow the trend and the stock market goes up, it will be too late.

It still makes sense to stop the fund's fixed investment now, and it will not be redeemed for the time being, but it is not the best solution.

It is nothing more than bank wealth management products, money funds and bond funds. If it is a fixed income product, everyone is similar.

If you are satisfied, you can ask.