Current location - Trademark Inquiry Complete Network - Tian Tian Fund - What should I do if I pay duplicate pension insurance?
What should I do if I pay duplicate pension insurance?

You can apply for a refund for pension insurance you paid repeatedly.

The specific process is as follows: 1. If the pension insurance paid by a self-employed individual is the same as the pension insurance later participated in by the employer, the individual chooses to apply for a refund of the part paid by the individual.

2. Two or more participating units pay duplicate pension insurance.

In the event of repeated payment due to insured unit or individual reasons, in this case only the individual payment can be refunded, and the part paid by the unit will be included in social pooling.

If it is not caused by the insured unit or individual, all fees will be refunded.

3. The two insured units are not in the same place.

Generally, the pension insurance of the current workplace is retained, and the pension insurance can be refunded locally. The refunded fees are usually paid by the individual.

4. Transfer of insurance.

It is to transfer the pension insurance handled by the original unit in two areas that are not connected to the Internet to the pension insurance agency where the new workplace is located.

You need to go to the original unit to go through relevant procedures, stamp the pension insurance manual and payment list, and issue a negotiation letter.

Process: The person handling the application needs to prepare duplicate labor contracts, pay stubs (if they can be found), recruitment forms, employee rosters and other materials proving the labor relationship, and copy and stamp them to indicate the source.

Bring the original and copy of your ID card, apply in writing from the unit, fill in the "Repeat Payment Refund Application Form" (relevant materials from the original social security unit are required in different regions), and submit an application to the social security agency.

The return is divided into two parts.

If it involves personal refunds and does not need to be transferred into the fund, you can get the refunded money and materials after passing the review.

If you need to return the transferred funds, you must also provide your account or passbook in the four major state-owned banks.

Extended information: If social security is paid repeatedly in different provinces, the full amount cannot be refunded if you want to cancel the insurance. Only the pension insurance can be refunded. The refund will still be the money in the personal account, and the part paid by the unit will not be refunded.

Unemployment insurance, maternity insurance and work-related injury insurance are paid by the company and cannot be withdrawn or transferred, while pension insurance and medical insurance can be transferred to other places.

Therefore, if you have paid repeatedly, you can apply to transfer pension insurance and medical insurance, and submit the payment voucher for one of them to another local social security agency to apply for transfer. After the transfer is successful, the social security agency will

Refund individual repeated fees.

You cannot enjoy dual social security benefits by paying two social security contributions. Take medical insurance as an example. If the insured person is sick and hospitalized and wants to be reimbursed by medical insurance, he can only be reimbursed once according to relevant regulations.

When urban pension insurance makes repeated payments, only the payment years of the pension insurance will be calculated, so the pension received after retirement will not increase due to repeated payments.

The number of years of repeated social security payment cannot be accumulated. When everyone retires, he can only choose one place to receive pension benefits.

Even if you meet the conditions for applying for pensions in two insured places at the same time, you can only choose one of the places to go through retirement procedures and receive pensions.