If the elderly over 60 years old do not pay social security, they can apply for minimum living security allowance.

You can participate in urban and rural residents’ pension insurance and new rural cooperative medical insurance.

Pension insurance for urban and rural residents and new rural cooperative medical insurance are both established for people who have not participated in employee pension insurance.

When going through the insurance procedures, the parties concerned should bring their ID cards, household registers, and personal photos to the village committee where their household registration is located to apply for insurance payment procedures. Subsequent matters can be handled by the village committee's business personnel.

These elderly people still have children, and the children will also provide certain subsidies to their parents so that their parents can have money to support their old age.

If you really want to receive a pension, your children can make additional contributions for the elderly according to the minimum standard, for example, 100 yuan a year and 1,500 yuan in 15 years.

Moreover, the country also has a policy that before the pension insurance system is launched and the elderly who are over 60 years old do not need to pay pension insurance, they can directly receive the basic pension insurance fund every month.

The state is very comprehensive when considering problems and will never let the elderly live without money.

Most elderly people were married when they were young and had children, who will provide for their parents in their old age.

It is also the obligation of children to support their parents. If the children are unwilling to give their parents pensions, the parents will also take their children to court.

However, there are still relatively few parents and children who get into trouble like this. Most children are very filial to their parents.

The elderly can also make their own money. Although 60 years old is already relatively old, they can still do some chores and earn some money to support their lives.

There is also a way to make additional payments according to the above method, or see if you meet the last condition, and then you can directly receive the original insurance benefits.

Urban residents over 60 years old who do not have social security can pay 15 years of social security in one go, so that their pensions can have a stable source.

Some elderly people may have no children and no direct relatives to support them, so they can become subsistence allowance households, so that they can receive a certain subsidy every month.

Most of these elderly people live in rural areas, and there is relatively much land in rural areas. The elderly can grow some vegetables in front of and behind their houses and eat fresh vegetables every day without spending money to buy vegetables.

The elderly can also raise some chickens or ducks, so that they can also eat fresh duck eggs or eggs. Pension insurance will automatically take effect after the elderly within the legal scope "completely" or "basically" withdraw from social working life.

The so-called "complete" is characterized by the separation of workers from the means of production; the so-called "basic" refers to the fact that participation in production activities has no longer become the main content of social life.

Among them, the legal age limit is the practical measurement standard.

Social pension insurance is a social pension insurance established by the Chinese government in accordance with certain laws and regulations to solve the basic life problems of workers after they reach the working age limit stipulated by the state for the release of labor obligations, or after they have lost their ability to work due to old age.

insurance system.

Pension insurance is an important part of the social security system and one of the most important of the five major types of social insurance.

China's pension security system has three levels: basic social pension insurance, corporate supplementary pension insurance and personal savings pension insurance.

The coverage of government-led social security continues to expand, and social pension insurance for urban residents in China has basically achieved full coverage. However, due to the principle of "low-level and wide coverage" of social security, the current pension insurance system still has major problems, and there is a huge demand in the pension insurance market.

, we cannot rely solely on social security to stand out. The pension replacement rate has been declining year by year since the end of the last century, and is now less than 47%. There is an urgent need for commercial insurance to participate in social security. Through the combination of commercial insurance and social security, the pressure on social security for the elderly can be diverted and established.

Create a multi-level pension security system for the whole society.

Legal basis: Article 2 of the "Social Insurance Law of the People's Republic of China" The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury,

The right to obtain material assistance from the state and society in accordance with the law in cases of unemployment, childbirth, etc.

Article 10 Employees shall participate in basic pension insurance, and the employer and the employee shall jointly pay the basic pension insurance premiums.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexible employment personnel can participate in the basic pension insurance, and the basic pension insurance premiums are paid by individuals.

The measures for pension insurance for civil servants and staff managed with reference to the Civil Servant Law shall be prescribed by the State Council.