1. The average wage of employees in Shandong Province is 63,562 yuan, and the social insurance payment base is calculated according to this standard.
2. The maximum payment base of social insurance is 300% of the average monthly salary of employees on the job, that is, 63562/12 * 300% =15980 yuan.
3. The maximum payment base of social insurance is 60% of the average monthly salary of employees, that is, 63562/12 * 60% = 3178 yuan;
4. The minimum monthly payment base for flexible employees and urban individual industrial and commercial households is 3 178 yuan, and the maximum monthly payment base is 5297 yuan (the average monthly salary of employees in the province).
5. If the payment base is between 29 10 yuan and 3 178 yuan, it will be uniformly adjusted to 3 178 yuan.
Two, Shandong endowment insurance payment ratio
The contribution rate of endowment insurance in Shandong is 26%, of which the unit contribution is 18% and the individual contribution is 8%.
The above is the payment base and proportion of Shandong endowment insurance. It can be seen that in fact, we don't pay much endowment insurance premium, which is affordable for every employee. Therefore, we must actively participate in the old-age insurance, so that we can have a happy and stable old age, rather than an old man who increases the burden on his children and relies on them for everything.
Three, the social endowment insurance payment time
(a) people aged 60 and above should pay the old-age insurance premium in one lump sum in the month of insurance. (2) Those who have reached the age of 16 but under the age of 60 shall pay the old-age insurance premium monthly or annually, and the payment time is from April to February every year 12. (3) Persons who have reached the age of 16 but have not reached the age of 60 may apply for paying back the old-age insurance premium (including interest) if their payment is interrupted or suspended within two years (including two years) after joining the insurance. If the payment is interrupted or suspended for more than two years, it shall not be paid in one lump sum. (4) Persons who have reached the age of 16 and are under the age of 60 shall not change the payment grade within a natural year. Need to change the payment grade across the year, should apply to the social insurance agency or the labor security office (station) where the insured payment is located. (5) If I am over 60 years old but the payment period is less than 15( 180 months), I can choose to delay receiving my pension and continue to pay to 15( 180 months); You can also choose to pay in one lump sum to 15 years (180 months).
People's Republic of China (PRC) social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.