2. Of course, it is to sell the fund shares held. After all the funds are sold, the fund share held is 0. If you sell some, there are still some remaining shares.
3. Long-term fixed investment is expensive. It is suggested that the holding fund be converted into a monetary fund, so that the redemption speed is fast and the handling fee loss is minimal. It is also the most convenient to change to a fixed investment fund in the future.