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Composition of medical insurance
Composition of medical insurance:

1, basic medical insurance (individual account, pooling fund);

2. Supplementary medical insurance (Medicaid for civil servants and supplementary medical insurance for enterprises);

3. Supplementary insurance for large medical expenses.

The coverage of medical insurance is:

1, urban household registration in this city, all kinds of primary and secondary school students (including vocational high schools, technical secondary schools and technical schools), children and other residents under 18 years old;

2, the city's urban household registration, 18 years old and above non-employed residents;

3, the city's urban household registration, did not enjoy the monthly pension or pension benefits of the elderly over 60 years old (referred to as low-income families) (foreign household registration of the elderly according to the normal standard calculation);

4, the city's urban household registration of low-income objects and severely disabled persons (foreign low-income households and severely disabled persons are charged according to normal standards);

5. Non-urban household registration, students who have attended all kinds of primary and secondary schools (including vocational high schools, technical secondary schools and technical schools) in this city and obtained the status of students in this city.

The first, second and third payment standards of medical insurance:

1, the first basic medical care: (unit 6%+ individual 2%)+ local supplementary medical care (unit 0.2%)+ maternity medical care (unit 0.5%), and the payment base is the actual payment salary of employees (minimum 3 13 1 yuan), with a total payment of 272 yuan;

2. The second basic medical care: (unit 0.5%+ individual 0.2%)+ local supplementary medical care (unit 0. 1%)+ reproductive medical care (unit 0.2%). The payment base is the average monthly salary of employees in the previous year (now 52 18), and the total payment is 52;

3. Tertiary basic medical care: (unit 0.4%+ individual 0. 1%)+ local supplementary medical care (unit 0.05%). The base of payment is the average monthly salary of employees in last year (now 52 18), and the total payment is 29 yuan.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.