Qian Qian the Puppy was originally written by German author bodo schafer for children. He wanted to explain some common life truths and financial principles through simple and relaxed stories, so that children could easily understand how to get wealth and success easily. But what the author didn't expect was that this book, once published, was well received by the majority of adults. This is actually because most of us have never been in contact with ordinary people in the financial industry and have never experienced a complete financial education during their growth.

Financial management terms such as stocks and funds seem to be only related to rich people with sufficient principal. Bodo, the author of this book, tells us that everyone can manage their own life and get a rich life through the simple financial management skills conveyed in this book! Then, let's start this journey of change!

The protagonist of this book is a little girl named Gia. Her parents are in heavy debt, and her pocket money is always spent at the beginning of the month because she buys what she likes at will. Because of lack of money, the atmosphere at home is always very depressed. Until Gia met a talking puppy, Qian Qian. Qian Qian told Gia that the first step to get enough money is to figure out why he wants to be rich.

1. Find 1 reasons why you want to be rich

2. Choose the three most important wishes

3. Read the list full of wishes from beginning to end every day

(1) Set up a dream photo album: collect pictures related to wishes, read them once a day and imagine that you have succeeded.

(2) Set up a dream piggy bank: a dream sets up a piggy bank to save the money.

The cautions come from the friendly advice of Qian Qian, the dog:

1. When you decide to start changing your life, don't "try it", but take practical action! If you just try, the ending is already written, and you will only end in failure. "Trying" is purely an excuse. Before you do it, you have already figured out a way out for yourself. So, if you decide to start embracing a brand-new life, you can't experiment. You have only two choices-do it or not.

2. Believe in yourself and imagine that you have realized your wish. Only when a small wish becomes a strong desire will you look for opportunities to realize your dream.

1. Whether you can earn money is only related to your self-confidence.

2. The magic of building self-confidence-success diary, changing your future for 1 minutes every day

How to use the success diary:

(1) Record all the successful things;

(2) It is best to do it every day;

(3) Write at least 5 personal achievements every time;

(4) If you are hesitant about whether something is your achievement, be sure of yourself!

Everyone is unique, and has his own specialties. Just like the road to success is difficult to copy, you need to think about how I can make money according to the following instructions:

1. Can I solve some problems for others?

2. What are the things I know, can do and have?

so how to do it? For example, the little girl in the story, Gia, likes animals and is good at getting along with animals, so it's not that anyone doesn't like or has no time to walk the dog, so Gia can make money by helping others walk the dog.

1. Never pin your hopes on one job at any time. It won't last as long as expected, so you need to find an alternative job or sideline.

2. In the process of work, you will definitely encounter difficulties. Whether you can succeed or not will be known only in adversity.

Matters needing attention come from the friendly advice of Qian Qian, the puppy:

1. When encountering difficulties, stick to your own ideas;

2. Do something that is of great significance to your future without interruption every day, that is, keep a success diary, record your success without interruption, imagine your future without interruption, and keep doing so! (Do it at a fixed time, or you may forget it because of distractions, such as 1 minutes after getting up and 1 minutes before going to bed)

3, 72-hour rule: When you decide to do something, you must finish it within 72 hours, otherwise you will probably never do it again.

The precautions come from the friendly advice of Mr. Hannakamp, a neighbor of Gia:

Most people think that work is definitely a hard and unpleasant thing, but in fact, only those who do what they like can really succeed.

1. People who are in debt should destroy your credit cards: because most people only pay attention to their own consumption when using credit cards, and they don't know how much they have spent

2. Repay the loan as little as possible: If you repay the loan as soon as possible in order to reduce the interest generated, it is likely to lead to insufficient living expenses, resulting in the dilemma of repaying the old loan with the new loan.

3. Save half of the remaining money after deducting the living expenses, and the rest is generally used to pay consumer loans, but it is best not to use consumer loans!

4. Reduce the consumption level: Before each purchase, ask yourself, is this really necessary?

1. Live by interest: "Goose" is the principal and "Golden Egg" is the interest. You must save your own geese in your life.

2. Choose between "Goose" and dream:

5% of your income will become your "Goose" +4% of your income will be put into the dream piggy bank +1% of your income will be spent

1. Make sure that you want to achieve financial success;

2. Be confident, have ideas and do what you like;

3. Divide the money into daily expenses, dream goals and golden goose accounts;

4. Make wise investment

5. Enjoy life

The best choice for your goose to grow up is "fund". Compared with stocks, funds are more convenient, simple and stable; Compared with banks, the rate of return of funds is higher, generally higher than the inflation rate.

1. Select the fund-72 formula: divide the annual profit percentage of the investment by 72, and the figure is the number of years required to double the investment.

2. Choose a fund-don't put your eggs in one basket: funds will always go down and up. Choosing multiple funds can play an insurance role and reduce the risk of loss.

3. What should I do when all the stocks fall?

then don't sell the stock. You need to wait patiently at this time, and it will pick up one day. Only when you actually sell the stock will you lose money.