The income of the money fund changes every day, so it is inaccurate to predict the annual income by monthly income. At present, the annualized income of domestic monetary funds is basically between 4% and 5%, and the monthly income is about 0.3%. Besides, you said that your monthly income is 0.7%. I don't think this data is accurate. I don't know how you got it. At present, the monthly income of any monetary fund is not so high, ranging from 0.3% to 0.4%. If the annual rate of return is around 8.7% according to the rate of return you provided, no money fund can reach the current annualized rate of return.