Your question is: "When will the fund decide to pay dividends? What is the dividend ratio? " .

With all due respect, your question is not appropriate! Because the fixed investment of the fund is only a trading method of the fund. It doesn't matter whether there is a dividend or not! Only certain funds have the problem of dividends. So it should be said that when did you "pay dividends to the fund with fixed investment?" What is the dividend ratio? " .

Second, the term explanation:

(1) What is a fixed fund investment?

The standardized title of "fund fixed investment" is "regular fixed investment". So, what is fixed investment on a regular basis? The so-called fixed-term investment refers to the transaction mode in which an investor applies through a designated sales organization and agrees on the date, amount and method of deduction for each period (such as monthly), and the sales organization automatically completes the deduction and subscription in the bank account designated by the investor on the agreed deduction date;

(2) Advantages and suitability of the fund's fixed investment: no further discussion. Please refer to Resources [1] for a detailed discussion.

Three. On the issue of fund dividends:

(1) dividend:

There are two ways for fund dividends:

1, cash dividend:

According to the fund income, the fund company distributes the fund income to investors in cash according to the proportion of fund shares held by investors;

2. Dividend reinvestment method:

This method is a distribution method that the fund company converts the net income that should be distributed into new fund shares of equivalent value and distributes them to investors.

Investors can choose which of the two dividend distribution methods. The original default dividend method is dividend reinvestment. Because this is beneficial to the fund company, so that the fund company can not spend cash. Usually, investors want cash dividends. Therefore, the CSRC later stipulated that the default dividend method was cash dividend method.

(2) Dividend time:

Usually, the dividends of open-end funds will be stipulated in the fund contract. According to the relevant regulations of the CSRC, if the fund meets the dividend conditions, the fund will pay dividends at least once a year. However, the specific dividend time is uncertain.

(3) dividend conditions:

According to the relevant regulations, the fund can only consider dividends if it realizes the income. In general, the following principles should be followed:

1. If the fund has a net loss in the current period, it will not pay dividends;

2, the fund's current year's income to make up for the previous year's losses, before the current year's income distribution;

3. After the distribution of fund income, the net value of each fund share cannot be lower than the face value (i.e. 1 yuan/share);

(4) Dividend ratio:

According to relevant regulations, fund companies must distribute at least 90% of the net income of funds to investors in cash.

Four. References:

[1] lbd200909 my answer: what kind of person is the fixed investment of the fund suitable for?

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