For entrepreneurs, quick and efficient financing is the key to a firm foothold, and it is also the driving force for the second venture. It is understood that at present, the financing channels of domestic entrepreneurs are relatively simple, mainly relying on financial institutions such as banks. In fact, venture capital, private capital, venture financing and financial leasing are all good venture financing channels.

First, venture capital: entrepreneurs? Vitamin C?

The abbreviation of venture capital in English is VC, which is exactly the same as the abbreviation of vitamin C. From the functional point of view, there are similarities between the two, which can provide the necessary? Nutrition? . Venture capital in a broad sense refers to all investments with high risks and high potential returns; In a narrow sense, venture capital refers to the investment in the production and operation of technology-intensive products based on high technology. According to the definition of American Venture Capital Association, venture capital is a kind of equity capital invested by professional financiers in emerging, rapidly developing enterprises with great competitive potential.

Case: Chongqing Jiangbei General Machinery Factory began to develop and produce new products of large Freon units from 1995, which have compatible functions and can replace other refrigerants. Because banks generally don't lend money to new products. Chongqing Venture Capital Company provided a loan of 6,543,800 yuan. Two years later, the sales of new products of Jiangbei General Machinery Factory reached 70 million yuan.

Second, angel investment: entrepreneurs? Baby milk powder?

Angel investment is a one-off upfront investment made by free investors or informal venture capital institutions for original projects or small start-ups in the state of conception. Although angel investment is a kind of venture capital, there are great differences between them: angel investment is an unorganized venture capital, and its source of funds is mostly private capital, not professional venture capitalists; Angel investment threshold is low. Sometimes even an entrepreneurial idea can get funds as long as it has development potential, but venture capital is generally not born or hungry? Babies? Not interested.

In the field of venture capital, angels? The word refers to the first investors of entrepreneurs, who put money into the company before its products and business take shape. Angel investors are usually friends, relatives or business partners of entrepreneurs. Because they are convinced of the ability and creativity of entrepreneurs, they are willing to invest a lot of money in entrepreneurs before starting their business. A typical angel investment is often only a few hundred thousand dollars, which is a fraction of the money that venture capitalists may invest in the future.

Can't a start-up entrepreneur get a bank loan? Rice? Can't touch venture capital? Vitamin light, in this case, can only be invested by angels? Baby milk powder? Absorb nutrients and thrive.

Case: During his tenure in Yili, Niu Gensheng became friends with Xie because of customized packaging products. When Mengniu started its business, Xie, as a printer, generously injected cash into Mengniu's initial stage and paid most of its equity to? Thanks for your trust? Way? Free? Donated to the management, employees and other beneficiaries of Mengniu, they will not participate in any management and development arrangements of Mengniu. In the end, Xie also gained a lot. The investment of 3.8 million yuan has now become 65.438+0 billion yuan.

Third, the innovation fund: entrepreneurs? A nutritious meal?

In recent years, China's small and medium-sized scientific and technological enterprises have developed rapidly and become a new important growth point of national economic development. The government also pays more and more attention to the development of small and medium-sized science and technology enterprises. Similarly, the contradiction between the urgent requirements and financing difficulties faced by these enterprises in the initial stage of their business has also become an important problem that the government is committed to solving.

In view of this, the Ministry of Science and Technology and the Ministry of Finance jointly set up and launched a government-supported technological innovation fund for small and medium-sized scientific and technological enterprises to help them solve their financing difficulties. Innovation fund is becoming more and more delicious for financing small and medium-sized technology enterprises? A nutritious meal? .

Case: Lanzhou Dacheng Automation Engineering Co., Ltd., mainly engaged in product development for one year, with almost no income. Although great progress has been made in technological development, the shortage of funds is becoming more and more prominent. At that time, the technological innovation fund for small and medium-sized scientific and technological enterprises was launched, and the enterprises were very excited after learning about it. They chose the international advanced fund? R&D and transformation of all-electronic intelligent control series modules in railway station? Project application innovation fund. To this end, they further accelerated the speed of research and development, passed the technical review of the Ministry of Railways in 1999 and 12, and achieved phased results. It is precisely because the enterprise has a good technical foundation that it won the support of 1 10,000 yuan innovation fund in 2000, which not only played a timely role in helping, but also played a role in guiding funds. In the same year, the project received 500,000 yuan from the Science and Technology Department of Gansu Province and the Ministry of Education. Funding scheme for backbone teachers in colleges and universities? Basic research is 6.5438+0.2 million yuan. 200 1, according to the technical requirements of Qinghai-Tibet railway construction, this project is included in the key research plan of Gansu Province, and the scientific and technological support cost is 300,000 yuan.

Fourth, secured loans for SMEs: entrepreneurs? Anshen decoction?

On the one hand, small and medium-sized enterprises have difficulty in financing, and a large number of enterprises are hungry; On the one hand, banks lack funds, but they are unwilling to lend to small and medium-sized enterprises. The main reason is that banks think it is difficult to prevent risks by lending to SMEs. However, with the strong support of national policies and relevant departments, as well as the surge in the number of secured loans, secured loans for small and medium-sized enterprises will surely become another effective financing method for small and medium-sized enterprises. Tranquilize the nerves and replenish the brain? .

Case: A high-tech company in Shanghai is a first-class professional enterprise in art lighting landscape construction in China, and has developed dozens of products. Supported by strong R&D capabilities, the company's business has developed rapidly. With the development of business, financial difficulties come. The industry characteristics of engineering enterprises are slow withdrawal of funds and serious occupation of circulating funds. However, due to the small scale of the company and the lack of credit records of cooperation with banks, it is difficult to obtain bank financing.

At the end of 2005, the company received a working capital loan of 800,000 yuan guaranteed by China Insurance Company. Therefore, the company has achieved rapid development in the past two years. From June to July, 2007, the company won the bid for the lighting project of Beijing Olympic Stadium in 2008.

5. Government funds: for entrepreneurs? Free imperial grain?

In recent years, the government is fully aware of the important position of small and medium-sized enterprises in the national economy, especially the local governments in various provinces and cities. In order to enhance their competitiveness, they constantly adopt various ways to support high-tech industries or advantageous industries. To this end, governments at all levels have set up some government funds to support them. This is a good food for many scientific and technological personnel who have skills and are interested in starting a business, especially those who have returned from studying abroad? Free imperial grain? Opportunity.

Case: Dr. Shi, 200 1 studied and worked in Australia 14 years, returned to his hometown of Wuxi to start a business with 10 years of scientific research achievements. When the leaders of Wuxi learned that Shi's reputation and his research achievements in solar crystal silicon batteries were still blank in China, they immediately made a decision to support scientists as bosses. Led by the Municipal Economic Commission, Wuxi Municipal Government and several large local state-owned enterprises invested 8 million yuan to establish Wuxi Suntech Solar Power Co., Ltd. ... With the full support of government funds, Suntech has developed by leaps and bounds, with sales exceeding 100 million in just three years and becoming a star enterprise in the industry.