1, pay attention to the risks you can bear and choose the right fund. The risk ranking of funds is probably like this: capital preservation type = currency type.
2. Pay attention to the position of the fund and whether the fund is closed-end or open-end. Closed-end funds can only be redeemed within a certain period of time, and open-end funds can be redeemed at any time (except for special circumstances of fund companies).
3. The new fund should pay attention to the issue of rates, including front-end fees and back-end fees. If you feel optimistic for a long time, choose back-end fees. If it is only short-term, choose front-end fees.