1. If the provident fund loan for commercial housing does not pay the overhaul fund and deed tax, and does not apply for the real estate certificate, the house cannot be bought, sold, transferred or mortgaged.

2. According to the "Urban Real Estate Transfer Management Regulations"

Article 6

The following real estate shall not be transferred:

(1) To Land use rights are obtained through transfer but do not meet the conditions stipulated in Article 10 of these Provisions;

(2) Judicial and administrative organs make rulings in accordance with the law and decide to seal up or otherwise restrict real estate rights;

p>

(3) Recovering land use rights in accordance with the law;

(4) *** owning real estate without the written consent of other ***;

( 5) The ownership is in dispute;

(6) Failure to register and receive the ownership certificate in accordance with the law;

(7) Other situations where transfer is prohibited by laws and administrative regulations.

Article 7

Real estate transfer shall be handled in accordance with the following procedures:

(1) The parties to the real estate transfer sign a written transfer contract;

(2) The parties involved in the real estate transfer shall, within 90 days after the signing of the real estate transfer contract, apply to the real estate management department where the real estate is located with the real estate ownership certificate, the legal certificate of the parties, the transfer contract and other relevant documents, and declare the transaction price;

(3) The real estate management department will review the relevant documents provided and make a written reply within 7 days on whether to accept the application. If no written reply is made within 7 days, it will be deemed to agree to accept the application;

( 4) The real estate management department shall verify the declared transaction price and conduct on-site inspection and evaluation of the transferred real estate as necessary;

(5) The parties involved in the real estate transfer shall pay relevant taxes and fees in accordance with regulations;

(6) The real estate management department shall handle the house ownership registration procedures and issue the real estate ownership certificate.