1. Endowment insurance: the company pays 16% and the individual pays 8%;
2. Unemployment insurance: the company pays 0.5% and the individual pays 0.5%;
3. Work-related injury insurance: the company pays 0.2%, 0.4%, 0.7%, 0.9%, 1. 1%, 1.3%, 1.6% and1.9 according to the industry risks.
4. Maternity insurance: the company pays 0.5%, and the individual does not pay;
5. Basic medical insurance: the company pays 10% (including outpatient and emergency large medical insurance 1%) and the individual pays 2%.
First, how to pay five insurances and one gold?
Five insurances and one gold refer to several kinds of security benefits provided by employers, including pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. The contribution ratio of endowment insurance is 20% for the unit, 8% for the individual, 0/0% for the unit and 2%+3 yuan for the individual. The unemployment insurance payment ratio is 1%, and the individual is 0.2%. The contribution rate of industrial injury insurance is 0.5% per month, and the contribution rate of individuals who do not pay maternity insurance is 0.8% per month. Individuals do not pay the provident fund, and both units and individuals are paid 12% of their wages.
2. What is the payment ratio of five insurances and one gold in Shanghai?
Proportion of five insurances and one gold paid by units and individuals:
1. Pension insurance contribution ratio: the unit contribution is 2 1% (all transferred to the overall fund), and the employee individual contribution is 8% (all transferred to the personal account).
2. The proportion of medical insurance payment: 9% for the unit and 2% for the individual employee+3 yuan.
3. Unemployment insurance payment ratio: 2% paid by the unit and 1% paid by individual employees.
4. Payment ratio of work-related injury insurance: the unit pays 0.5% on a monthly basis, and individual employees do not pay. The industrial injury insurance rate is determined according to the industry scope divided by the unit, and the range is 0.5%-2%.
5. Maternity insurance payment ratio: the unit pays monthly 1%, and employees do not pay.
6. Housing provident fund deposit ratio: choose the housing provident fund deposit ratio according to the actual situation of the enterprise. But in principle, the maximum shall not exceed 10% of the average wage of employees. Employers and employees pay housing provident fund at 12% of employees' wages.
Legal basis;
Article 1 1 of the Social Insurance Law
The basic old-age insurance combines social pooling with individual accounts.
The basic old-age insurance fund consists of employers, individual contributions and government subsidies.
Article 12
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.
Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.