1. How to subscribe for a new fund
The so-called subscription refers to the fund subscription during the fundraising period of the fund's initial offering of fund shares. Buying after the raising period is a fund subscription. Compared with the subscription of the old fund, the subscription of the new fund generally has the characteristics of low rate and simple operation, attracting a large number of people's favor.
The fund raising period is the golden period to understand the general situation of the fund. We can focus on the fund manager, fund type, fund raising period, supported bank cards and various rates through the prospectus issued by the new fund. The past investment style and performance of fund managers can be used as a great reference for choosing funds. Generally speaking, the style of fund managers is the same. Fund types should match their respective risk tolerance, and equity funds have higher returns and greater risks. The handling fee rate is also a major consideration, especially for large investors, preferential rates can save a lot of money.
2. What is the difference between subscription fee and subscription fee?
Before you subscribe for a fund, you must calculate the subscription rate and subscription redemption rate of the new fund. This general fund company will explain in detail.
Subscription fee refers to the handling fee paid when buying a new fund during the raising period. The general handling fee is between 0.8%- 1.2%. The subscription fee for bond funds is low, while the subscription fee for stock funds is high. It is generally a step-by-step charging method. The more the subscription amount, the lower the rate, and some funds will not be discounted when they are newly launched.
The subscription fee is the fee for purchasing the fund during the opening period. Different from the subscription fee, the subscription fee is charged when buying a new fund, and the subscription fee is charged when buying an old fund.
(1) net subscription amount = subscription amount /( 1+ subscription rate);
(2) Subscription share = (net subscription amount+interest during subscription period)/offering face value of fund share.
Subscribing for a new fund requires understanding the basic precautions. As long as you are familiar with the rules, it will be unimpeded for the citizens to subscribe for new funds.
3. Is there any income from the fund subscribed during the raising period?
Investors will have interest income for fund products purchased during the subscription period (new fund raising period).
From the T+2 day when the customer subscribes to the Fund to the day before the capital verification of the fund products, the funds subscribed by the customer enjoy the interest during the collection period. Generally, the interest is calculated according to the interbank deposit rate (slightly higher than the current interest). It depends on the time of capital verification and the regulations of the bank where the funds are deposited. (T day is the fund trading day, and all fund days are securities trading days. )