JD.COM Gold Card has the function of saving, automatic financial management and consumption, and has the function of "intelligent financial management".

unlike conventional bank debit cards, the JD Finance Gold Card of Industrial Bank has a unique "intelligent financial management" function.

after a customer opens a "small gold card" and signs a contract with JD.com Treasury, when the funds in the current account in the card exceed 1 yuan (excluding 1 yuan), the excess will be automatically transferred to the monetary fund associated with JD.com Treasury to provide cardholders with higher investment income than deposit interest rate;

when the cardholder makes transactions such as fast payment, domestic POS consumption or domestic ATM withdrawal, if the balance of the current account in the card is insufficient, the card will automatically redeem the difference from the Jingdong small vault account and complete the payment together with the balance of the current account, so that the account funds can be flexibly controlled between the bank current account and the "small vault account" in JD.COM without manual operation.

/iknow-pic.cdn.bcebos.com/73ecf3d7ca7bcb734d49fdb96b63f624a82a"target="_blank"title=""class="ikqb_img_alink"> /iknow-pic.cdn.bcebos.com/73ecf3d7ca7bcb734d49fdb96b63f624a82a? X-BCE-process = image% 2fresize% 2cm _ lfit% 2cw _ 6% 2ch _ 8% 2climit _ 1% 2fquality% 2cq _ 85% 2fformat% 2cf _ auto "esrc ="/JG/8/2191/t21. China securities network-deep connection with bank assets jingdong finance released an upgraded version of the small gold card

/www.chinanews.com/fortune/217/8-18/837853.shtml "target =" _ blank "title =" Zhongxin. com-the small gold card jointly launched by industrial bank and jingdong finance for "financial management" > Zhongxin. com-Industrial Bank and Jingdong Finance jointly launched a small gold card that will "manage money"