1. What are the personal financing channels? There are many personal financing channels. For example, the following methods are quite good: 1. The procedure for borrowing money between relatives is much simpler.

If you are borrowing money from your parents, you only need to tell them the purpose of the funds. As for when to return the funds, your parents generally will not set a final repayment date; if you are borrowing money from other relatives and friends in the family, you need to follow the general procedures for borrowing money.

, write an IOU neatly and sign the name of the borrower and the date of borrowing; if you are borrowing money from a friend, in addition to the IOU, you should take the initiative to make a commitment to repay the principal and interest. According to the borrowing experience of many people, even if your friend

The issue of interest has not been mentioned to you at all. When repaying the loan, you should also pay interest to the other party according to a certain proportion. "It is easy to borrow and repay, and it is not difficult to borrow again."

2. Consumer loan: The interest rate is reasonable. If your family income is higher, you can get a consumer loan with a lower interest rate and a moderate term. The following is an example of Bank of Communications.

You must first hold a joint housing provident fund card from the Bank of Communications, and then issue an income certificate from your employer (if married, income certificates from both spouses are required).

Then you can apply for a consumer loan from the Bank of Communications. The loan can be used for all POS purchases or purchases that support online payment by the Bank of Communications, and can be used like a credit card.

All consumption will be automatically divided into 12 installments and repaid with equal monthly installments of principal and interest. After the debt is repaid, the balance will be automatically restored and can be used repeatedly, which is very convenient.

I recommend going to Mingde to learn about personal financing channels.

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If you still have questions about personal financing channels, you can click the online consultation button below to chat directly with the teacher.

2. How can individuals or companies obtain financing quickly? What are the channels? Financing is divided into debt financing and equity financing.

Debt financing generally requires collateral and repayment of principal and interest upon maturity. The channels generally include banks, small loan companies, leasing companies, pawn shops, etc.

Equity financing does not require collateral or principal and interest payments, and can be channeled through institutional investors or individual investors.

However, institutional investors have high demands and are difficult to negotiate with. Individual investors generally dare not invest for fear of falling into illegal fund-raising.

However, it is easier to raise equity financing for a listed company. If you need to go public, please contact me.

3. What are the channels for corporate financing?

What are the channels for corporate financing?

1. Direct Financing Direct financing refers to equity financing activities such as initial listing of funds (IPO), rights issue and additional issuance by enterprises, so it is also called equity financing; it also includes equity-related financing, in which investors own the company’s equity, decision-making rights and

Franchise.

Indirect capital financing means that corporate funds come from banks and non-debt financing activities. Investors have priority in distributing company income and obtaining interest income before the company's equity owners, so it is also called debt financing.

Direct financing includes listing.

Listed financing refers to the public issuance of shares by a company on the securities market to raise funds.

Stocks can be listed domestically or overseas. They can be listed on the main board or in the high-tech enterprise sector, such as the United States (NA Industry Board). Issuing stocks is a kind of capital financing, and investors have claims to corporate profits, but all

The investment cannot be recovered, and the risk taken by investors is higher than that of banks. From this perspective, the capital cost of stock financing is higher than that of bank borrowing. 2. Indirect financing and non-public debt financing refer to.

The public issuance of bonds in the securities market currently includes corporate bonds, short-term financing bonds and corporate bonds that will be liberalized in the future. What are the financing channels for foreign-funded enterprises? Reference answer Jack Ma: Xiao Zhang, I feel that I have been hesitating for a long time.

The plan is good, and you are relatively steady and rational in your work. I think this plan can be done well and completed. I am a pioneer, and I agree with your ideas just now, but I may not be able to help entrepreneurs because of myself.

If you don't figure it out, you won't start a business, or you won't be able to study in society. What are the two main channels for corporate financing: bank loans, issuance of bonds, notes payable, accounts payable, etc., the latter mainly

Refers to stock financing. Debt financing constitutes a liability, and the company must repay the agreed principal and interest on time. Creditors generally do not participate in the company's operating decisions and have no decision-making power over the use of funds. Equity financing refers to the sale of the owner's equity to other investors.

Funding. This will involve dividing the operating and management responsibilities of the company among the partners, owners and investors of the company. Equity financing allows the founders to share the profits of the company with them and take on the management instead of paying back other investors with cash.

Investors share corporate profits in the form of dividends. The main channels for equity capital are own capital, friends and relatives, or venture capital companies. In order to improve operations or expand, franchisors can use a variety of equity financing methods to obtain what they need.

Capital. What are the financing channels for enterprises? Generally, when an enterprise develops to a certain stage, it will definitely encounter problems with the source of financing channels. For the better development of the enterprise, it is necessary to obtain funds.