1. How to merge graded funds?
The steps of buying sub-funds and merging them into parent funds are as follows: Enter the parent fund code through "after-hours fund business"-fund merger, and the merged parent fund is also in the shareholder account or the on-site fund account.
T+ 1 day buys the sub-fund and merges the parent fund on T+2.
2. What does the discount of graded fund B mean?
Discount refers to the behavior that the net value of terminal B falls to the critical point of discount agreed in the contract (generally, the stock class B is 0.25 yuan and the bond class B is 0.45 yuan). The fund company classifies the net values of A, B and the parent fund as 1 according to the regulations. If you hold 10000 B funds, the base date net value is 0.25, and after conversion, the net value is 1 and the share is 2500. The transaction price in the secondary market is often higher than the net value of 0.25, so the discount will cause greater risks.
3. What should I do if the graded fund is discounted?
Selling before the conversion, if it can't be sold after the continuous limit, it is also a way to buy the fund before the conversion date and redeem it after the merger.
In addition, it should be noted that the split, merger and redemption business of general graded funds will be suspended on the base date and the next trading day, and attention should be paid to risks.