Current location - Trademark Inquiry Complete Network - Tian Tian Fund - The "middle income" standard has been announced, have you passed?
The "middle income" standard has been announced, have you passed?

According to the standards previously announced by the World Bank, as long as the per capita national income (GNI) is greater than 12,056 US dollars (approximately 80,485 yuan at the current exchange rate), the country is classified as a high-income country (economy).

Our country has just reached US$10,000 per capita and is obviously not yet a high-income country.

However, some provinces have already reached high-income levels.

Such as Beijing, Shanghai, Jiangsu, Fujian, Tianjin, Zhejiang, Guangdong, etc.

The announcement of the middle income standard only provides a reference, not an absolute standard.

In fact, for the same middle income, some are middle income near high income, and some are middle income below the standard line. The difference is very large.

Therefore, even if you enter the middle-income group, you may not necessarily reach the middle-income living standard. It also depends on whether your family has a mortgage loan, what debts you have, etc.

If the family has no debt and their income is net income, then such a middle-income family is truly a middle-income earner.

On the contrary, it will be difficult to live up to the name.

Therefore, never ask whether you have entered the middle-income group, but look at your actual income level, actual consumption ability, actual purchasing power, etc.

Only the middle-income level with purchasing power is the best.

First of all, we need to define this middle income by region. Don’t go north to Shenzhen. Then a family income of 1 million a year can be considered medium. If you are in industrially developed areas such as Suzhou, Guangzhou, Wuxi, etc., a family with an annual income of 600,000 to 800,000 can be considered medium.

, as another example, Nantong, Qingdao, Changzhou, Quanzhou, Chengdu and other places are around 500,000, which is medium.

To achieve the above goals, there are only two possibilities. First, both husband and wife are highly educated and work in large state-owned enterprises or good public institutions.

Second, one of the couple is in business or sales for a good company.

Otherwise it will not be achieved.

Whether it is "passed" or not depends first on what the standard for "middle income" is.

The standard of "middle income" is not strictly defined: there is no consensus on the measurement standard of "middle income" in academic circles. The standard of "middle income" given by the World Bank is a daily income of 10-50 US dollars or a daily income of 10-100 US dollars.

According to the current exchange rate of 1 U.S. dollar to RMB 6.4825, a daily salary of 64.825 yuan is considered a middle income, and a daily salary of more than 324.125 yuan or more than 648.25 yuan is considered a "high-income group."

According to the standards of the World Bank, a monthly salary of more than 1,945 yuan in our country is considered a middle-income group. Presumably, most office workers can reach this level. For example, the per capita income of national residents in 2020 is 32,189 yuan, which means a monthly salary of 2,682 yuan.

Above 1,945 yuan, it is not difficult to reach middle income.

The minimum wage standard in some cities is even above 1,945 yuan. For example, the minimum wage standard in Beijing in 2021 is 2,320 yuan.

But in fact, the standards set by the World Bank are not of great reference significance to our country, because the World Bank is formulated based on the comprehensive analysis of various countries around the world. The average daily wage in many African countries is less than 1 US dollar. Using this standard to measure the world's It is a bit low for my country, the second largest economy.

However, there is another international standard for measuring middle income, which is based on the median of average income. 50% or 75% of the median is the lower limit, and 1.5 to 2 times is the upper limit. Those who are below this income level

The middle income category is “middle income”.

According to this set of standards, the national per capita median income in 2020 is 27,540 yuan, which means a monthly income of 2,295 yuan. Then a monthly income between 1,147 yuan (or 1,721 yuan) and 3,442 yuan (or 4,590 yuan) belongs to the middle-income group

.

Presumably many people can meet this standard. The average salary in third- and fourth-tier cities is now more than five to six thousand yuan.

Of course, there are many people who have reached this level. For example, I said before that there are 600 million people in our country with an average monthly income of less than 1,000 yuan. But of course these people include students, young children, the elderly, etc., so in fact they are not that pessimistic.

.

Our country has also proposed its own "middle income" standard: In 2018, the Bureau of Statistics said that those with a monthly income of less than 2,000 yuan are low-income groups, those with a monthly income of 2,000-5,000 yuan are middle-income groups, and those with a monthly income of 5,000-10,000 yuan

is a higher-income group, and those above 10,000 yuan are high-income groups.

If this standard is followed, then judging from the voting situation at that time, 44% of netizens belong to the middle-income group.

However, some netizens believe that this standard is too low and is not even enough to repay the mortgage.

In 2019, the National Bureau of Statistics stated that if a family of three is taken as an example, an annual household income of RMB 100,000 to RMB 500,000 is considered "middle income."