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Shaanxi Province took the lead in announcing the pension adjustment plan for 2022. What changes have been made compared with last year?
The unexpected surprise is that everyone is happy because the money has arrived. The unexpected reason is that up to now, Shaanxi has not released this year's pension adjustment plan in official website, the Department of Human Resources and Social Security, but retired workers have directly received alternative pension insurance. Through search, we can easily find the answer.

Then tell everyone how the pension adjustment plan in Shaanxi Province has risen this year. What's the difference compared with previous years? The first is the adjustment of the budget quota. This year, Shaanxi's budget quota is adjusted to increase the old-age insurance premium by 50 yuan per person per month, which is 10.7% less than the 56 yuan increased last year.

Then, it is the hook adjustment part. The adjustment of the linkage in Shaanxi Province adopts the change mode of double linkage with the payment period and pension level. Let's take a look at this part of the adjustment and the payment period. If the payment period of retired employees is less than 15 years, the old-age insurance premium will be increased per person per month 16 yuan. If the payment period exceeds 15 years, the old-age insurance premium 2.2 yuan will be increased for each year exceeding 1 year.

Then, let's take a look at this part of the adjustment and the level of pension insurance. The proportion is still the same as last year. Based on the pension of retired employees in June 5438+ February last year, the pension insurance increased by 1%. If the increased amount is not part of 1, it will be increased by 1 yuan. It can be seen that the adjustment range of Shaanxi's linkage this year is obviously lower than that of previous years, and the key lies in the adjustment of this part linked to the payment period. Last year, the payment period was 15 years or less, and 25 yuan was increased per person per month. This year, it was changed to 16 yuan, and 9 yuan was reduced.

As for the part whose payment period exceeds 15 years, the old-age insurance premium in 2 yuan was raised every year last year, and it was raised to 2.2 yuan this year, with a slight increase. As for the part of moderate skew adjustment, Shaanxi continues to be divided into three grades as it was last year. Retirees aged 70-74 will increase their old-age insurance premiums 10 yuan, retirees aged 75-79 will increase their old-age insurance premiums by 20 yuan, and retirees aged 80 and above will increase their old-age insurance premiums by 30 yuan.

It can be seen that compared with the previous year, the intensity of pension adjustment in Shaanxi this year has dropped significantly, which is consistent with the level of pension adjustment released by China this year.

Why do some areas go up much and some areas go up less? Due to its vast territory, social and economic development is unbalanced. At the level of endowment insurance, the new social security policy and pension adjustment scheme are different in different provinces and cities because of the different profit and loss levels of pension fund pools.

For example, in some big cities in the south of China, such as Shanghai and Guangdong, because there are many foreign young people every year, the income of pension funds far exceeds the expenditure, and the pension fund pool has considerable storage, so all kinds of new social security policies in these big cities are very favorable, and the increase rate of pensions is usually relatively high.

In places like Northeast China, because of the outflow of young people and the serious aging, the loss of regional pension fund pool is more serious, which is not enough for pension expenses. Every year, we must rely on intermediate adjustment to meet the payment of pensions. The growth rate announced by China is 4.5%, which is the average growth rate. Therefore, like Shaanxi Province, the old-age insurance premium is 3,000 yuan, with an increase rate of 3.4%, which is not difficult to understand!