Lexin's loan is still very reliable Lexin loan is a network loan and a private loan. Occurred between the loan platform and the borrower. Theoretically, it is voluntary and legal, but the interest rate of online loans is often high. The interest rate of online loans (annualized interest rate) often exceeds the prescribed interest rate ceiling, which is illegal. The part exceeding the prescribed interest rate ceiling is not protected by law.

Interest rate ceiling: new regulations in September 2020: the lending rate shall not exceed 4 times of the one-year loan market quotation LPR!

I want to borrow ten thousand yuan. I wonder if the current online loan company is reliable?

Friends are on Renren.com, and they probably know their model: providing third-party services, providing legal contracts and the like according to your customers. Their handling fee is paid through Alipay, the loan is paid in full, and the minimum interest is settled every quarter.

I want to borrow money. Which credit company is reliable?

Just go directly to the bank. Agricultural Bank of China is also a good choice, hehe.

I want to get a loan in Chengdu. Where can I find a regular company?

Hello, if you are in urgent need of money, you can consider using loans to relieve your pressure, and at the same time try your best to make money. There are many ways to apply for a loan now. You can apply for a loan from the bank by mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security. Loan customer service VX: STTE 1999 The online lending platforms with high credibility and quick review and receipt are as follows (it is recommended to receive it in case of emergency):

1. Pat the tape

Brand programs help young people grow up hard, including a thousand-person auction loan fund and a youth program. The loan service of the auction loan platform includes universal loans and other loans for individual users, with the maximum loan amount of 1.8 million (click the official link to receive the welfare calculation amount), and the lending process has been highly automated; The cumulative registered users of the auction loan exceeded 654.38+0.2 billion. It is a loan matching service platform selected by many domestic users.

Have money to spend

Money Flower is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Money Flower, renamed as "Money Flower" in June 2065438+2008). The big brand is reliable and trustworthy, and the interest rate is low. It takes 5 minutes to arrive at the account at the earliest, and it is easy to borrow money. The maximum loan amount is 200,000 yuan (click on the official link to get the calculated welfare amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

3. Comfortable flowers

Easy-to-consume users can withdraw cash, spend in installments and at an annualized interest rate of 7.2% (simple interest), and implement risk pricing within the scope of laws and regulations. According to the user's credit situation, provide a loan amount of 500,000-200,000 yuan (click the official link to receive the welfare calculation amount), and use the credit for one cycle, and the fastest loan is 1 minute.

Step 4 pay it back

Huanbai APP is a staged service platform based on daily consumption scenarios. 2065438+officially entered the market in February 2006, with a maximum credit line of 200,000 yuan (click the official link to receive the welfare calculation line), providing young people with various services such as bill installment, credit installment, cash installment and installment mall. Users can enjoy more flexible, convenient and efficient installment life service in shopping, consumption, repayment and other scenarios. Up to now, the APP has more than 65 million registered users, providing reasonable credit services for more than100000 users, and helping "upward youth" achieve their small goals in life.

5. China Post Wallet

China Post Wallet Loan is a loan business of China Post Consumer Finance Co., Ltd., which belongs to formal financial behavior. The maximum revolving loan amount is 200,000 yuan (click the official link to receive the welfare calculation amount), with daily interest, without interest, and approved by the Bank of China Insurance Regulatory Commission; A national financial institution initiated by seven enterprises, including China Postal Savings Bank, to provide consumer financial services for individual residents.