After 199s, the biggest problems encountered are not only high housing prices, but also the aging population and rising prices. Now there is also the problem of insufficient pension balance. So, what if the pension balance is not enough?

the actuarial report of China pension 219 ~ 25 released by the Chinese academy of social sciences on April 1th shows that the pension balance will be exhausted in 235, and the national basic endowment insurance fund for urban enterprise employees will be in current deficit in 228 under the benchmark situation that the enterprise contribution rate is 16%.

According to the data, the total current balance in 219 is 16.29 billion yuan, and it will increase briefly to 222. After barely maintaining a positive number for several years, the pension balance will begin to dive, and the deficit scale will become larger and larger. Specifically, it may start to decline from 223, and the current balance will be negative for the first time in 228-118.13 billion yuan, and finally it will fall to-11 in 25.

what if the pension balance is insufficient?

develop the second and third pillar enterprises as soon as possible, and increase the supporting policy support for the second and third pillar enterprises. In addition, at the "two sessions" of the country, the reform measures that the contribution rate of pension insurance units can be reduced to 16% were put forward, and the development opportunities of the second and third pillar enterprises could be reduced.

generally speaking, with the accelerating process of population aging, the reform of China's old-age security system has also begun to enter a deep stage, and the reform process of the old-age security system is still facing arduous challenges.