This is unpredictable. In addition, the profit of the fund market is much less than before. Judging from the fund income in the past two years. If you want to have a yield of more than 8%, I think it may be difficult.

You should regard this fixed investment as saving money. Of course, it is best to earn more, and deposit less in the bank. When making a fixed investment, it is best to choose back-end charges, so as to maximize the income. Because you have to invest for five years.