There are many kinds of personal investment and wealth management products, including baby money fund, certificate of deposit, smart deposit, national debt, fund, gold, trust and insurance securities wealth management. Different products have different investment starting points and corresponding risk levels. For example, safer products include money funds, certificates of deposit, and smart deposits. , but its return is relatively low, while equity funds are risky, but the probability of obtaining excess returns is also high.

Therefore, the most important thing in investment and financial management is to choose products suitable for their income objectives, risk preferences and liquidity requirements; Choose a "reliable" platform, such as banks, BAT and other platforms with big brand credit endorsement.

At this stage, there are some current and regular wealth management products and selected fund products on the platform of Du Xiaoman Wealth Management APP (formerly Baidu Wealth Management) for users to choose according to their own liquidity preferences and risk preferences.

For example, the current product "Sanxiang Bank Demand" can be withdrawn in advance, with a yield of about 3.9%, which can be accessed at any time, with interest on the same day, unlimited holidays, withdrawal on any natural day, real-time receipt on the same day, no trading day limit, no limit, and 65,438+000% payment within 500,000 yuan; For example, the term bank deposit product "revitalizing smart deposits" has an annualized rate of return of around 4.8%; There are also some selected stock fund products, which are suitable for investors who can take certain risks and pursue the preservation and appreciation of wealth.

You can search for "Du Xiaoman Financial APP" or pay attention to "Du Xiaoman Technology Service Number" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!