Internet finance is very popular recently, so many people are also paying attention to financial management. So which one is better, Tenpay Yu'E Bao? Here is a comparison of the benefits of Tenpay Yu'E Bao that I have compiled for you. , let’s take a look!
Comparison of the income of Tenpay and Yu’E Bao
1. Although Yu’E Bao and TenPay are essentially monetary funds, there are still differences.
2. Due to its huge scale, Yu’e Bao has exceeded 700 billion, so its main investment direction is to deposit it in banks. Due to its large scale, the interest rate is also high.
3. Tenpay, like most monetary funds, invests in short-term currency and bond markets.
4. Different investment directions lead to differences in income. Yu’e Bao’s income is relatively stable and about the same every day. With Tenpay, some monetary funds are higher than Yu’e Bao, and some are lower than Yu’e Bao. From the perspective of safety, Consider, Yu'e Bao is safer.
The difference between Wealth Management and Tenpay Financial Management
1. Wealth Management is a financial product similar to Yu’e Bao recently launched by Tencent. It is a currency fund product that uses the Internet as the medium. , relying on WeChat as a platform, fully embodies the innovative model of monetary funds and provides a means of adding value to users' money.
2. Tenpay Financial Management is also a product launched by Tencent, but Tenpay Financial Management is similar to Alipay. It is an electronic payment platform. Through Tenpay Financial Management, you can quickly and conveniently make shopping payments on the Internet. , enjoy the payment experience!
3. Wealth Management is only a simple monetary fund financial product. Users can achieve considerable current savings income by transferring their spare money to Wealth Management. However, the money deposited into Wealth Management cannot be used for purchases and payments. Money can only be transferred through Wealth Management Security Card and Wealth Management Account.
4. Tenpay Financial Management integrates many practical tools and has become one of the few leading players in the electronic payment market. It is not only a payment tool, but also provides many considerate services such as phone recharge, life repayment, bank transfer, etc. through Tenpay Financial Management, which is not available in Financial Management.
In short, Licaitong and Tenpay Financial Management are two different products developed by Tencent. There is a close and inseparable relationship between them, but their product types are Different. In fact, their relationship is very similar to the relationship between Yu'e Bao and Alipay. I hope that after reading this article, everyone will have a general understanding of Caitong and Tenpay financial management.
Tenpay’s corporate events
Tenpay is a third-party online payment platform launched by Tencent in 2005. Its core business is to help both parties conduct transactions on the Internet. Payments and collections.
Tenpay is committed to creating a safe, convenient and professional payment platform for users, and provides secure underlying technical support for WeChat Pay and QQ Wallet. Currently, more than 200 million users choose to use it.
Tenpay is a third-party online payment platform launched by Tencent in 2005. Its core business is to help both parties conducting transactions on the Internet complete payments and collections.
Tenpay is committed to creating a safe, convenient and professional payment platform for users, and provides secure underlying technical support for WeChat Pay and QQ Wallet. Currently, more than 200 million users choose to use it.
Tenpay Insurance Supermarket closed its doors
On April 7, 2015, Tenpay officially announced that the insurance supermarket it opened would cease operations, which means that the insurance supermarket it opened was less than three years old. The insurance shop is officially closed to customers. For this suspension of operations, Tenpay explained that it was due to changes in business development strategies, but it did not affect the insurance that had been purchased and was still valid. The store still displays "price comparison" introductions of various insurance products, as well as attractive slogans of more than 40 insurance companies
Tencent Tencent develops facial recognition technology
2015 On April 13, 2019, Tencent Tenpay announced that it had reached a strategic cooperation with the National Citizen ID Number Inquiry Service Center under the Ministry of Public Security to provide conditions for the further development of face recognition technology.
According to Tencent, users only need to turn on the phone's camera and take a selfie, and the system will do "living body detection" and conduct a series of verification, matching and determination, and ultimately determine whether the photo is The user operates by himself and completes the identity verification
Being fined for business violations
On May 10, 2017, the Shenzhen Central Branch of the People's Bank of China and the Shanghai headquarters announced a number of administrative penalty information. Futong was fined 30,000 yuan due to business violations
On June 30, 2017, the online payment and clearing platform for non-bank payment institutions officially launched. Tencent Tenpay, as the first payment institution to participate in the transaction, successfully transferred some of its payment services to the online platform.
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