If you need people to work, live and get a mortgage, you can pay for it.

2. What information does a 4S shop have when buying a car by mortgage?

How to get to the mortgage car purchase process in 4S shop? After you look at your favorite car brand and model in the 4S shop, fill in the car purchase intention certificate issued by the car dealer. The next step is the car loan process. 1. The lender submits detailed loan application materials to the bank; 2. The bank conducts a preliminary examination of the application materials submitted by the borrower; 3. The bank conducts credit investigation and customer evaluation on auto lenders; 4. If it passes the preliminary examination and credit investigation of the bank, the loan application is approved; 5. After the customer's qualification and information are approved, you can sign a contract, go through mortgage registration, insurance and other procedures, sign a vehicle loan mortgage contract, one for the bank and one for the customer, and also sign an automobile sales contract, one for the dealership, one for the customer and one for the bank; If it fails to pass the examination and approval, the bank will explain to the borrower; 6. After the loan contract comes into effect, the handling bank will issue the loan, and the whole approval process will take 3-5 working days. The bank adopts the method of earmarking, that is, according to the contract, the handling bank directly transfers the loan to the 4S shop account where the borrower buys the car. 7. Handling car pick-up procedures: the borrower pays the down payment to the car dealer, handles the car pick-up procedures with the car pick-up form issued by the bank, puts on the license, and submits the car license, invoice, insurance policy, driving license, ID card and household registration book to the bank. After the mortgage, the bank will return the driving license, ID card and household registration book. Buying a car with a loan in a 4S shop requires the following information: 1, ID cards of myself and my spouse (such as ID card, temporary residence permit, residence permit, passport, etc.); 2. Personal and spouse's household registration book; 3, marriage certificate (married, provide a marriage certificate; Unmarried, provide single proof); 4. Motor vehicle driver's license (I or my spouse can); 5. Proof of property (such as real estate license, house purchase contract, loan contract, etc.). ); 6. proof of residence (such as water and electricity bills); 7. proof of income (such as tax payment certificate, bank salary, etc.). ); 8. Other material certificates and qualification certificates. After handling, the information left by the 4S shop is probably: copies of ID cards, household registration books, driver's licenses, real estate licenses and other documents, and income certificates and qualification certificates are original. Mortgage: automobile certificate and collateral; Normal 4S shops such as ID card and copy of driving license will mortgage the following information: 1. Copy of ID card (both husband and wife) 2. 3 copies of household registration book. Copy of marriage certificate. Unmarried certificate (if unmarried) 5. Copy of Property Ownership Certificate (two certificates) 6. Proof of income. One recent bareheaded photo of the applicant and spouse. Copy of driver's license. If the copy of the car booking contract and the deposit receipt are licensed, the original mortgage registration certificate is required (this is a mandatory requirement), and the others are not needed. Relatively speaking, the application threshold for buying a 4S shop loan will be relatively low, as long as the borrower has a stable income and a good credit record. The specific information is prepared as follows: 1, identity documents of myself and my spouse (such as ID card, temporary residence permit, residence permit, passport, etc.). ); 2. Personal and spouse's household registration book; 3, marriage certificate (married, provide a marriage certificate; Unmarried, provide single proof); 4. Motor vehicle driver's license (I or my spouse can); 5. Proof of property (such as real estate license, house purchase contract, loan contract, etc.). ); 6. proof of residence (such as water and electricity bills); 7. proof of income (such as tax payment certificate, bank salary, etc.). ); 8. Other material certificates and qualification certificates. If the above answer is helpful to you, please set it as a satisfactory answer. Thank you. 4S stores will not mortgage any information, that is, the registration certificate will indicate the mortgage of vehicle loans, and if the transfer is made, it must be mortgaged, which is somewhat similar to the meaning of house mortgage. Some 4S shopping malls will require all insurance premiums to be paid in one lump sum during the loan period. I hope I can help you. Have a nice trip. The title certificate of your vehicle will be mortgaged, as will the secondary key, compulsory insurance policy and commercial insurance policy @20 19.

What mortgage does the 3.4s shop get for buying a car in installments?

Most 4S stores can pay by installments, but the cars in the stores may not be able to pay by installments. It depends on the rules of 4S stores. If you pay by installment, you don't need to mortgage any property. Installment payment requires the owner to provide a valid ID card and proof of work unit or social security before he can borrow money to buy a car. When the owner can't repay the loan on time, the bank will have the owner's detailed information for effective recovery.

4. What should the loan car mortgage in the 4S shop?

The loan car needs to mortgage the vehicle registration certificate in the 4S shop, and the mortgage of each 4s shop is different. We only have the right to use the car until we pay off the loan. At present, we can't say that we have completely owned this car. During this period, you may not be able to transfer, buy or sell, or mortgage again. This is a conventional loan method.

4s shop loan to buy a car process:

1. Fill in the loan application form at the 4s shop first;

2. Then the finance company pays a return visit (whether the information filled in is true or not);

3. If the return visit is successful, confirm whether there is an application for approval (that is, your work unit, salary, etc.). Have the ability to repay) and wait for the approval result;

4. After the approval, prepare materials (ID card, household registration book, marriage certificate or single certificate, bank running water or income certificate, house property certificate or residence certificate, repayment bank card in your name (some 4S stores have restrictions on repayment banks, so you need to consult the sales staff first);

5. Confirm the purchase of the vehicle, pay the down payment and hand in the prepared loan materials;

6. Confirmation information of the financial company. Generally speaking, as long as you communicate well with the sales consultant in the early stage, you can basically get the loan. Wait for the notice from the sales staff of the 4S shop. When the financial company tells the 4S shop that the funds are in a state of waiting to be released, you are ready to pick up the car;

7. After receiving the notice, go to the 4S shop to communicate with the sales consultant, then pay the purchase tax, buy insurance, pick up the car, and get your repayment details by the way.