Conditions for withdrawal of housing accumulation fund in Hangzhou
1, purchase, build, renovate and overhaul owner-occupied housing;
2. Repay the principal and interest of housing loans with property rights;
3. I have paid the housing accumulation fund normally for 3 months in a row, and my spouse and I have no self-owned housing or rented housing in this city (including the main city, Xiaoshan District, Yuhang District and Fuyang District).
4. Retirement (retirement);
5, completely or partially lose the ability to work, and terminate the labor relationship with the unit;
6, the city registered permanent residence workers and their units after the termination of labor relations, not re employment for 5 years or men over 50 years of age, women over 45 years of age;
7. Employees who are not registered in this Municipality are not re-employed in this Municipality after the termination of labor relations with their units;
8. Enjoy the urban minimum living guarantee;
9. Go abroad to settle down;
10, the employee died or was declared dead.
Hangzhou Housing Provident Fund Extraction Process
1, the employee fills in the Application Form for Withdrawal of Housing Provident Fund in Hangzhou;
2. Bring relevant certification materials to the central counter with my identity certificate;
3. The audit of the central counter has been completed.
"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.
Partial withdrawal: Partial withdrawal of provident fund means that the depositor of provident fund applies for partial withdrawal of provident fund according to the requirements of partial withdrawal of provident fund. The maximum withdrawal amount is the total account amount minus 10 yuan.
Withdraw and cancel the account: 1, which meets the conditions for withdrawing and canceling the account of the provident fund (1) Retirement: retirement certificate or relevant certificate issued by the labor department, and ID card of the extractor (2) Household removal in this city: certificate of household removal issued by the public security department, ID card of the extractor (3) Settlement abroad: certificate of account cancellation (4) Loss of working ability and termination of labor contract: loss of employees provided by the labor department. (5) Termination of labor relations between migrant workers and their employers: household registration certificate and termination of labor relations certificate; (6) If an employee is sentenced to death, life imprisonment or fixed-term imprisonment, and reaches the statutory retirement age of the country at the expiration, a people's court judgment shall be provided; (7) Death or declaration of death of the employee: if the employee's heir or legatee withdraws, a notarial certificate issued by the notary department or a judgment, ruling or mediation made by the people's court shall also be provided. 2. Withdrawal of the provident fund account The withdrawal of the provident fund account is similar to the withdrawal of the bank account. When handling the withdrawal from the withdrawal account, you only need to fill in the withdrawal application form of the withdrawal account and go to the management department to handle the withdrawal of the provident fund.
"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
Article 24 of the Regulations on the Management of Housing Provident Fund
In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.