Regarding Zhongan Insurance, I have written an article for analysis before. Want to know more friends can read the following article:
Is Zhongan Insurance Reliable? You will know after reading it!
Zhongan Insurance 20 13, 165438+ 10 was unveiled on October 6th and listed on the main board of the Hong Kong Stock Exchange on September 20th17. The company is headquartered in Shanghai.
Because Zhongan Insurance is an Internet insurance company, it doesn't have many branches like traditional insurance companies. At present, Zhongan Insurance only sells insurance online.
Compared with the offline sales of traditional insurance, the online sales efficiency of Zhongan Insurance is higher, and some insurance products of Zhongan Insurance will have lower prices than similar products because they save operating costs such as rent and water and electricity.
In addition, after nearly ten years of development, by the end of 20021,Zhongan insurance service had more than 500 million users and issued about 42.7 billion policies, which was still very popular with consumers on the whole.
In addition to its comprehensive strength, Zhongan Insurance's solvency is up to standard.
According to the information disclosed by the CBRC, Zhongan Insurance's core solvency adequacy ratio was 285.43% and its comprehensive solvency adequacy ratio was 293.65% in the third quarter of 2022. The latest comprehensive risk rating is BBB, which meets the requirements of CBRC.
But when we look at insurance companies, we should not only look at the background strength and solvency, but also pay attention to word-of-mouth scores and the speed of claims settlement. I summarized these indicators in the following article:
What should we look at when we look at insurance companies?
Finally, people of different ages apply different insurance, and blind purchase may waste money. See here for the specific insurance scheme:
How to buy insurance at different ages? Everyone should have his own plan.
That's all the answers. Please accept them.
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