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How to write a company’s annual financing plan

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The financing plan is actually a certificate to convince investors. Also called a business plan. In order to achieve the purpose of attracting investment, financing and other development goals for small and medium-sized enterprises, companies, enterprises or project units, based on scientific research, analysis, collection and arrangement of relevant information on the project in the early stage, are based on specific requirements of a certain format and content. A written material compiled by the editor to comprehensively display the current status and future development potential of the company and projects to readers. It is different from the traditional "Project Proposal" and "Project Feasibility Study Report". Business plans consider issues more comprehensively, pay more attention to operability, and emphasize economic benefits. They also have different specific requirements for format and content. In addition, the two targets are also different. The former is a written material compiled in response to the requirements of governments at all levels and other relevant departments in our country, while the business plan is a document that needs to be prepared from the beginning for various potential investors. The most important written material. Moreover, if international SME financing is an area of ??your SME financing plan, then you must prepare an English version of the business plan.

Action Steps

To write it, you must first understand four things:

1. Why write a financing plan?

Suggestion: A famous venture capitalist in the United States once said? Inviting people to invest or join a venture is like proposing to a divorced lady, not like falling in love with a girl for the first time. Both sides have their own plans, and empty promises alone will not help. For a venture seeking funding, a business plan is your calling card. The quality of a business plan often determines the success or failure of an investment transaction.

The process of an enterprise organizing and writing a business plan is also the process of first promoting the project to the enterprise and the entrepreneur himself. As a financing plan that you don't even believe in yourself, it is impossible for you to sell it to others, let alone savvy domestic and international investors. Conversely, even if a project is actually very good, if it is not fully demonstrated through a business plan, a written method recognized by many investors, the result is likely to be that the project is still left to the entrepreneurs themselves. Secondly, the business plan can also help promote the planned venture enterprises to venture capitalists. One of its main purposes is to attract financing for small and medium-sized enterprises and seek greater development. Finally, for established venture companies, it can also set more specific focuses and directions for the development of the company, so that employees can understand the business goals of the company and encourage them to work hard for the same goals.

The importance of a business plan is self-evident. It is almost impossible to succeed in modern investment promotion for small and medium-sized enterprises without a business plan. Similarly, without a formal and complete business plan, there is little hope. A very simple reason is: the first thing all investors face is your business plan, not your project.

2. Information needed to write a financing plan

Suggestion: If you can give a positive answer to the first step and want to know more about financing and financing plans Knowledge, then the author recommends that you refer to the following books:

1) "Financing and Entrepreneurship: How to Write a Good Financing Plan" Author: Zhan Qiang Publisher: Southwestern University of Finance and Economics Press

Created Companies must first develop a detailed plan. Whether funding the creation of a business or its expansion, most investors must read the financing plan before considering whether to invest. Business owners should also state the goals and objectives of their business activities, and a plan is an excellent form for indicating them.

2) "Standardized and Efficient Operating Procedures for Financing Investment" Author: Chen Xingping Publisher: China Times Economic Press

How can we conduct business operations in a standardized and efficient manner? We must first understand and master the government Relevant laws and regulations, and secondly, master modern management theories, concepts and methods, and on this basis, use modern management technology to optimize the design of business operation procedures.

This series of books is jointly designed by officials from relevant government departments, experts from enterprises, banks and universities who are engaged in management theory research, as well as experts who have been engaged in practical management work for a long time. It adopts the form of charts to scientifically design business operation procedures, and provides enterprises with Provide a set of standardized and efficient business operation roadmaps for public institutions, other units and individuals.

3) "Project Financing" Author: Zhang Jijing Publisher: CITIC Publishing House

The author of this book has many years of rich experience in cross-border project financing. He views it from the perspective of corporate financing Starting from this, it provides a relatively systematic explanation and introduction to the basic principles, methods, structures and cases of internationally accepted project financing, providing readers with an introductory reference book.

3. Know the format and content of the financing plan

Suggestion: Although each business plan has its own characteristics, investors still want to see it* **The same point, that is, the basic composition and content of the financing plan:

Part One: Plan Summary. (The plan summary condenses the essence of the business plan and is mainly used to arouse investors' interest and make it clear at a glance, so that investors can review the plan and make preliminary judgments in 3 to 5 minutes.)

Part 2: Overview. Mainly includes: 1. Company overview; 2. Technology, products (services); 3. Market analysis; 4. Competition analysis; 5. Marketing strategy; 6. Investment description; 7. Investment return and exit mechanism; 8. Risk analysis; 9. Personnel and organizational management; 10. Business forecast; 11. Financial planning analysis.

Part Three: Appendix (including attachments and schedules, as shown in the example)

Attachments: 1. Copy of business license; 2. List of directors and resume; 3. Main business operations Team list and resume; 4. Description of professional terms; 5. Patent certificate/production license/appraisal certificate, etc.; 6. Registered trademark; 7. Corporate image design/publicity materials (logo design, instructions, publications, packaging instructions, etc.) ; 8. Presentations and reports; 9. Proof of venue rental; 10. Process flow chart; 11. Product market growth forecast chart;

Attachment: 1. Main product catalog; 2. List of major customers; 3. List of major suppliers and dealers; 4. List of major equipment; 5. Market survey form; 6. Forecast analysis form; 7. Various financial statements and financial forecast forms;

IV . Do you need to hire a professional consulting company to write a financing plan?

Suggestion: You may be starting a venture, or you may have a good project waiting to be implemented, but the lack of funds makes you frustrated. For this reason, you are preparing or have already started looking for a solution to this problem for you. The savior of problems – investors. Through the above introduction, you have already learned some knowledge about financing plans. The author also hopes that you can personally create your business plan, because you are the discoverer and pioneer of high-quality projects. However, you may not be clear about the basic procedures and requirements for making a business plan, as well as some serious issues and details that should be paid attention to! Maybe you say, "I have a business plan." Yes, you do, but does your Business Plan show that you have the experience to run a good company? Does it demonstrate your ability to repay the loan? Does it show that you have conducted a complete market analysis? Can it dispel investors' doubts about the product/service? Can even a technical layman understand it? Is it structurally clear and grammatically correct? Do you want your English business plan to be linguistically acceptable to discerning international investors?

...All of this will hinder the progress of your plan, so it will be more effective if you find a professional business plan writing agency to complete the work. They can easily avoid the above problems in your business plan, help you avoid detours in your SME financing activities, and can provide you with the latest SME financing market information and assist you in your SME financing work.

Techniques and Strategies

After understanding and participating in the formulation of the financing plan, we also need to master the following skills to make your financing plan more perfect:

First, the demonstration of the financing plan. It mainly refers to the demonstration of the feasibility of the planned project and the profitability of the project.

Second, you need to understand the financing options around you. As a financier, you should choose a financing method that is low-cost and fast.

For example, issue stocks and securities, obtain loans from banks, and accept investments from investors. If your project is consistent with current industrial policies, you can apply for government financial support.

Third, the amount allocation in the financing plan. The funds raised should be earmarked for specific purposes to ensure the continuity of project implementation.

Fourth, plan to determine the return of financing. There is always a time limit for the implementation of the project. Once the implementation of the project begins to recover the principal, the funds raised should be repaid reasonably.

Fifth, profit distribution in the financing plan.

If you and your financing planner have mastered the above five skills and strategies, I believe this financing plan will be perfect.