1. Application procedures for college students’ entrepreneurial funds.

1. College graduates (including junior college students, undergraduate students, and postgraduate students) who engage in self-employment are exempted from paying self-employed registration fees, self-employed management fees, and economic contract sample texts for one year from the date of approval. Cost of production, etc. In addition, if you set up an informal enterprise, you only need to register with the district or county street where you are located, and you will be exempt from tax for 3 years.

2. College students who start their own business can apply to the bank for a business loan guarantee of up to 70,000 yuan, and enjoy loan discounts.

Shanghai has established an entrepreneurship education and training center specifically for fresh college graduates to provide free project risk assessment and guidance to college students to help them better grasp market opportunities.

National financial support:

2. Related discounts.

All college graduates who start their own business and operate normally for more than 6 months can apply for a one-time entrepreneurial subsidy of 3,000 yuan; during the internship period, the living subsidy standard for college graduates is in principle based on the local minimum wage standard. College graduates can choose either of the above two policies, but cannot enjoy them at the same time.

If registered unemployed college graduates start their own business, obtain a business license and operate normally for more than 6 months, they can apply for a one-time start-up subsidy from the labor and social security agency in the place where they started their business. The subsidy standard is 3,000 yuan per person.

To apply for entrepreneurial subsidy funds, you need to hold your ID card and its copy, "Employment and Unemployment Registration Certificate" and its copy, college graduation certificate and its copy, "Business License" and its copy, and fill in the "College Graduates" "Entrepreneurship Subsidy Application Form", submit an application to the street labor and security agency, verify and summarize it after the street labor and security agency, fill in the "College Graduate Entrepreneurship Subsidy Review Form", "Roster of Personnel Applying for Entrepreneurship Subsidy", and review by the personnel, labor and security department After review, the financial department will pay the funds to the applicant himself.

3. Review conditions

College students need to pay attention to the following issues when starting a business: first, they must have mature psychological preparation, which is more suitable for starting a business; second, do not be superstitious about their own creative projects. Or the patented technology or achievements you hold, but to conduct sufficient market research; third, do not think about "eating a fat man in one bite", and have a stable entrepreneurial mentality; fourth, it is best not for college students to start a business alone. It's good to start a business together.

Extended information:

Bank requirements for loan applicants:

(1) Be eighteen years or older, have a legal and valid identity certificate and the location of the loan bank Proof of legal residence, with a fixed residence or business place;

(2) Hold a business license issued by the industrial and commercial administration and a business license for related industries, engage in legitimate production and business activities, and have a stable Income and ability to repay principal and interest;

(3) The borrower has a certain amount of own funds for the investment project;

(4) The purpose of the loan complies with relevant national laws and the Bank’s According to the credit policy, it is not allowed to be used for equity investment;

(5) Open a settlement account with the Bank, and the operating income will be settled through the Bank.

Loan applicants need to provide application materials

(1) Identity documents of the borrower and spouse (including resident ID card, household register or other original valid residence permit) and proof of marital status;

(2) Documents proving the repayment ability such as personal or family income and property status;

(3) Business license and business license for related industries, and relevant agreements for loan purposes , contract or other information;

(4) Guarantee materials: the ownership certificate and list of the collateral or pledge, proof that the person with the right to dispose of the property agrees to the mortgage (pledge), issued by an evaluation department recognized by the bank The valuation report of the mortgage (pledge).

Reference: Baidu Encyclopedia - National Entrepreneurship Fund Support