The application requirements for gold cards are higher than those for ordinary cards (including job stability, income and other financial conditions, etc.). ). In terms of credit limit, under normal circumstances, the credit limit of a gold card is also higher than that of a general card (the maximum credit limit of a gold card is 50,000 yuan; The maximum amount of Puka is ￥ 6,543.8+0,000 yuan). Except the annual fee (300 yuan per card per year for gold card and RMB 100 per card per year for Puka), the use method is the same. In addition, the gold card symbolizes honor and shows identity. Gold card holders can enjoy more credit card benefits and conveniences. For example, overseas, we provide free emergency card replacement services for gold card holders.
What does visa gold card mean? You can apply if you meet the conditions!
Friends who are familiar with credit cards know that there are many types and versions of credit cards. Generally speaking, we are talking about UnionPay cards, VISA cards, MasterCard, Puka cards, Gold cards and Platinum cards. There are so many kinds, it is not difficult to distinguish them, just look at what to divide them according to. Many friends asked what the VISA gold card meant and explained it to everyone.
What does VISA gold card mean?
VISA is an international credit card organization, equivalent to China UnionPay, but it is specially designed for overseas credit cards. There is no difference in the functions of credit cards, but they are applicable to different countries.
VISA gold cards are actually classified according to the grades of credit cards, such as general cards, gold cards, platinum cards and black gold cards. In the VISA card, there will also be grades. VISA Gold Card is a gold card level credit card organized by VISA.
Relatively speaking, gold cards are issued to people with high credit and strong repayment ability, and the credit line will be higher. VISA gold card holders can enjoy barrier-free overseas credit card services.
What are the requirements for VISA gold card processing?
1, with a stable job and a fixed source of income.
2. Personal credit is good, and there is no personal credit stain or bad record.
You need to provide identification, work certificate, income certificate, etc. You can also choose to improve the approval rate and credit line by providing property, education and qualification certificates.
The above is the VISA gold card and the application conditions for everyone. If you want to apply for a VISA gold card with a high amount, it is very helpful to provide proof of assets. In addition, the more complete the information provided, the more favorable it is to handle the card.
How about the standard credit card visa gold card of CCB?
It's good. When traveling, you can use high consumption limit, revolving credit line, emergency card replacement and cash withdrawal services to enjoy a better life. As a Visa gold card holder, you can also enjoy travel assistance services, medical and legal introduction and assistance services, and you can call Visa Global Support Service toll-free 24 hours a day.
There are tens of millions of outlets around the world that can accept Visa gold cards, including 654.38+0.9 million ATMs in Visa's global ATM network.
Functions and advantages: It can be specially recognized in retail, catering, tourism and entertainment places around the world, with special discounts.
And it can be used at home and abroad. There is an interest-free repayment period after credit card consumption, as long as it is repaid on schedule. It's just that some people think this card doesn't have an IC chip and it's not very safe to use. In this case, you can apply for another dragon IC credit card, but the IC chip card basically only has the UnionPay logo, and there is no international credit card organization logo of VISA or MASTER on the card.
China construction bank
ChinaConstructionBank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(later renamed China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second. 20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Construction Bank ranked it as 14. In 20 18, Fortune Global 500 ranked 3 1.
20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. July 20 19 was selected as the Fortune Global 500. Belt and Road ranked 40th among the top enterprises in China 100. 20 19 12, China Construction Bank was selected as the brand of 20 19 China Brand Power Festival 100. 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th. 20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award". In March 2020, it was selected as one of the top 500 global brands in 2020 13.
What does the bank of communications standard visa gold card mean
I. Standard visa Gold Card of Bank of Communications:
It's a card that supports dual currency. It's a bank card with two currency settlement accounts (RMB and account) and the logo of UnionPay and another international bank card organization.
Visa is an international clearing organization, which has the same function as China UnionPay and belongs to an international credit card brand. In overseas countries or Hong Kong, Macao and Taiwan, ATM withdrawal is supported by cards with visa logo, and RMB withdrawal is also supported by cards with UnionPay logo.
Second, the advantages of visa gold card over ordinary card:
You can enjoy a credit line generally exceeding $5,000, revolving credit line, emergency card replacement service and travel cash expenditure service. In addition, Visa gold card holders can also enjoy travel accident insurance, medical and legal service introduction and assistance, and 24-hour free telephone support from Visa Global Emergency Service Center.
Whether it is a new customer with a good credit record or an old customer who has always supported the Visa card, they can upgrade to use the Visa gold card and enjoy the gold standard of excellent service.
Extended data:
Conditions for applying for bank of communications visa card
1, required documents:
Identification documents of the supplementary card applicant, such as ID card, military officer's card, police officer's card, pass or passport, etc. ;
Proof of residence, such as business expense bill, bank/securities/insurance/fund statement, mobile phone fee account, household registration book, driver's license, real estate license, etc. Rental contract or social security card (must be in my name).
2. One of the following five documents must be provided:
Payroll of any month within three months (if the company name is not displayed on the payroll, please provide the original payroll);
Bank statement/passbook showing the name and income of any month for three consecutive months;
The monthly statement or detailed account list of Bank of Communications self-service wage transfer in any one of the three months showing the name;
A salary certificate issued in the name of the unit and showing the name (the name of the employer is displayed at the head or tail of the certificate and the official seal of the unit is affixed);
The first individual income tax bill.
3. Other supporting documents:
If it is a business owner, provide an industrial and commercial business license showing the name, business name and opening date;
If you are not a resident of China, please provide a work contract showing the employer's name and expiration date.
4. If you can provide the following documents, it will help to speed up the card processing process and increase the credit limit:
A valid qualification certificate;
Proof of ownership;
Certificate of local license plate vehicle.
Baidu Encyclopedia -—visa Gold Card
Baidu Encyclopedia-Bank of Communications Dual-currency Credit Card
What are the application conditions for the bank of communications VISA standard credit card gold card? What information do you need?
Do you know that there are so many people in Bank of Communications who handle VISA standard credit cards? Do you want to apply for bank of communications VISA standard credit card? Do you know how to apply for a bank of communications credit card? What are the application conditions for the bank of communications VISA standard credit card gold card? What application materials are needed?
1. bank of communications VISA standard credit card gold card application conditions
Qualifications of MasterCard applicants: All individuals who have reached the age of 18, have full capacity for civil conduct, have a legal and stable income source and good credit standing can apply for a personal credit card MasterCard with their valid identity documents.
Qualification of supplementary card applicant: the main card holder of individual card can apply for supplementary card for natural persons over 15 years old with full capacity for civil conduct or limited capacity for civil conduct. If the supplementary card applicant is under 65,438+08 years old, it must obtain the consent of its legal representative. The holder of the main card shall bear all debts arising from the supplementary card.
Two. Information to be submitted when applying for the VISA standard credit card gold card of Bank of Communications.
1. Domestic residents only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate;
2. Private owners, in addition to the above information, should also provide: a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date;
3. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: residence permit for foreigners (the reason for residence must be employment) or employment permit for foreigners/people from Hong Kong, Macao and Taiwan.
Tips: When applying for a credit card, you should bring personal credit record report, personal property certificate, salary and income level, education certificate, marriage certificate, technical title and work unit, etc. In addition to basic materials such as identification, the more proof materials, the better. The more proof of property, not only can help you get off the card quickly, but also the credit card limit will be higher ~
Is the VISA standard credit card gold card of China Merchants Bank an accessory card?
Not a secondary card.
There are two types of credit cards, namely, gold card and ordinary card, and supplementary card is a kind of ordinary card.
The secondary card of a bank card is similar to the secondary card of a mobile phone card and needs to be bound to the primary card. Generally, there are many restrictions on the secondary card, while the VISA standard credit card gold card of China Merchants Bank is a VIP customer bank card of China Merchants Bank, and there are few consumption restrictions, so it is not a secondary card.
Data expansion:
1, and the visa and card limit of China Merchants Bank is between1-50,000 yuan. Please refer to the actual bank audit for the specific amount.
2. China Merchants Bank and credit cards are one of the standard credit cards, and there are two card levels issued by credit cards, namely gold cards and ordinary cards. And the annual fee is free for the first year of card application, and the annual fee for the following year is free for accumulated consumption six times in one year, and so on. At the same time, points can be accumulated permanently.
Thank you for your adoption!
This is the end of the introduction of the difference between visa standard credit card gold card and visa standard credit card gold card and ordinary card. I wonder if you found the information you need from it?