You can get a loan. Generally speaking, banks first conduct a credit inspection on small and medium-sized enterprises for loans. The first thing they inspect is settlement credit and borrowing credit, as well as commercial credit, financial credit, and tax credit. The inspection is good. Only after the above credit issues have been resolved, the company will be considered eligible for loans.

After meeting the above qualifications, the enterprise needs to submit the following materials according to the bank's requirements: loan application, company profile, copy of the company's business license, enterprise code certificate, tax registration certificate, special industry production and operation license , Qualification certificate, company articles of association, capital verification report, legal representative profile, legal person loan ID card, legal representative identity certificate issued by the company and other information required by the bank.

A business license is a certificate issued by the industrial and commercial administration authority to industrial and commercial enterprises and individual traders allowing them to engage in certain production and business activities. Its format is uniformly stipulated by the State Administration for Industry and Commerce.

The registration matters are: name, address, person in charge, amount of funds, economic composition, business scope, business method, number of employees, business period, etc. The business license is divided into original and duplicate, both of which have the same legal effect. The original copy shall be placed in a conspicuous place at the company's residence or business premises, and the business license shall not be forged, altered, rented, lent or transferred.

Industrial and commercial enterprises or self-employed individuals without a business license are not allowed to open their business. They are not allowed to engrave official seals, sign contracts, register trademarks, or publish advertisements. They are not allowed to open bank accounts.

Baidu Encyclopedia - Business License