1. Generally, it is 80-90% of the market price. The appraised value of a commercial loan is generally around 80-90% of the market price, and the appraised value of a provident fund loan is generally around 80-85% of the market price. #As we all know, the biggest risk for banks is that borrowers can no longer afford the loans.

2. But if your house is actually sold for 1.8 million, your down payment will be 540,000 based on the actual price, and you can get a loan of 1.4 million based on the appraised price, then your down payment will only be 400,000. But at the same time, the taxes you need to pay also become higher, because the taxes are also calculated based on the assessed price.

3. Founded in May 2003, after more than ten years of joint efforts by Great Wall people, it has now developed into a company integrating asset evaluation, land valuation, real estate valuation, price verification, and mining rights evaluation. It is a comprehensive professional evaluation consulting organization that integrates seven major consulting and evaluation qualifications: , engineering cost and engineering consulting. Its comprehensive strength ranks among the top in Jiangsu Province.

4. The unified social credit code/registration number of the Nanjing branch of Jiangsu Renhe Zhongheng Engineering Consulting Real Estate Valuation Co., Ltd. is 913201133394600739. The corporate legal person is Wei Kai, and the company is currently open for business.

5. Jiangsu Jinning Daheng Land Real Estate Valuation Consulting Co., Ltd. is a limited liability company registered in Jianye District, Nanjing City, Jiangsu Province on March 3, 2005. Its registered address is at 45 Yunjin Road, Jianye District, Nanjing City Room No. 523-526.