1. What is the function of the business license?
The function of business license is:
1, which proves that the company was established according to law;
2. Prove the date of establishment of the company;
With the business license, the company can engrave seals, open bank accounts and handle tax registration.
Article 7 of the Company Law of People's Republic of China (PRC) shall be issued by the company registration authority. The date of issuance of the business license of the company is the date of establishment of the company. The company's business license shall specify the company's name, domicile, registered capital, business scope, name of legal representative and other matters. Where the matters recorded in the company's business license change, the company shall register the change according to law, and the company registration authority shall issue a new business license. Article 25 of the Regulations of the People's Republic of China on the Administration of Company Registration, a company established according to law shall be issued with the Business License of Enterprise as a Legal Person by the company registration authority. The date of issuance of the business license of the company is the date of establishment of the company. With the Business License of Enterprise as a Legal Person issued by the company registration authority, the company seals, opens a bank account and applies for tax registration.
2. What does a business license mean?
Business license is a certificate issued by the administrative department for industry and commerce to industrial and commercial enterprises and individual operators to engage in certain production and business activities. Its format shall be uniformly stipulated by the State Administration for Industry and Commerce.
The registered items include: name, address, person in charge, amount of funds, economic composition, business scope, business mode, number of employees, business period, etc. Business licenses are divided into originals and duplicates, which have the same legal effect. The original shall be placed in a prominent position in the company's domicile or business premises, and the business license shall not be forged, altered, leased, lent or transferred.
Without a business license, industrial and commercial enterprises or individual operators are not allowed to start business, engrave official seals, sign contracts, register trademarks or advertise, and banks are not allowed to open accounts.
3. Can I get a loan for my business license?
You can't get a loan with a business license. Loans need to meet the following conditions:
1. has the ability to repay the principal and interest on schedule, and the original loan interest payable and the due loan have been paid off; If there is no repayment, a repayment plan approved by the lender has been made.
2. Except for natural persons and enterprise legal persons who do not need the approval and registration of the industrial and commercial department, the industrial and commercial department shall handle the annual inspection procedures.
3. basic deposit account or general deposit account has been opened.
4. Unless otherwise stipulated by the State Council, the cumulative overseas equity investment of limited liability companies and joint stock limited companies shall not exceed 50% of their total net assets.
5. The borrower's asset-liability ratio meets the requirements of the lender.
6. If applying for medium-and long-term loans, the proportion of the owner's rights and interests of the enterprise as a legal person in the newly-built project to the total investment required for the project shall not be lower than the capital ratio of the investment project stipulated by the state.
The above is the relevant content about the business license function for you. We know that if you want to get a loan, you can't get a loan just by your business license, so you need to meet the conditions in the article before you can get a loan. I hope it helps you. This knowledge is a bit complicated, but it is also very important.