The annual interest rate of time deposit of Xinyi Rural Commercial Bank is 1.40% for 3 months; 6 months is1.56%; One year is1.95%; 2.52% in two years; Three years is 3.20%; The five-year deposit is 3.30%, and the longest deposit period is five years.
Xinyi Rural Commercial Bank has a one-year fixed interest rate of 1.95% and deposits 10000 yuan a year. The interest is: 10000 yuan * 1.95% * 1 year = 195 yuan.