Is there an annual fee for Everbright Credit Card?

There is an annual fee, but the annual fee can be reduced if conditions are met.

1. Annual fee standards for Everbright Bank credit cards:

Personal general card: 80 yuan/year; supplementary card: 40 yuan/year:

Personal gold card principal card: 200 yuan/year; supplementary card: 80 yuan/year:

Organization principal card: 2,000 yuan/year:

2. Annual fee for Everbright Bank credit cards is waived Policy

The annual fee for Everbright Credit Card is waived in the first year. After that, you only need to swipe the card three times each year to be exempted from the annual fee for the next year. For football card set and Fucard set, you only need to swipe three times for big cards. The annual fee is waived. In addition, online transactions also count the number of purchases.

Everbright Credit Card:

The benefits of Everbright Credit Card itself are quite cost-effective. China Everbright Bank's credit card business is an industry leader among domestic banks. Everbright's credit cards are not only efficient in card application and issuance, but their benefits are also first-rate. China Everbright Bank's standard credit card is divided into two types: regular card and gold card. The issuance limit of the regular card is generally around 5,000, while the initial limit of the gold card can reach between 13,000-15,000. Regular card limit: 3000-10000; Gold card limit: 10000-50000; Platinum card limit: 50000-300000.

No annual fee will be charged for the China Everbright Bank Credit Card in the first year of applying for the credit card. Starting from the second year, as long as you swipe the card three or more times, the annual fee will be waived. Other banks require cardholders to make more than six purchases. Everbright Bank has always been loved by many consumers, and it has launched many preferential activities, including various point redemptions and cash rebates.

Benefits of Everbright Credit Card:

1. Password consumption, safe and reliable;

2. Repay customers with endless excitement;

3. One card with two currencies, universally accepted;

4. Overseas card payment in RMB;

5. Overseas foreign currency consumption, domestic RMB repayment;

6. Domestic Easily withdraw cash overseas;

7. Multiple repayment methods;

8. Spend first, repay later;

9. Interest-free repayment period ;

10. No guarantor and no deposit required;

11. Temporary credit limit increase;

12. Zero risk of loss reporting.

The disadvantage of Everbright Credit Card is that it is difficult to increase the limit. The general limit of Everbright Credit Card is around 10,000, but the upper limit of 50,000 is more difficult. Although China Everbright Bank has the shortest limit adjustment period among all banks, it has adjusted it very low.

The Everbright Bank Credit Card Center was founded in July 2003 and officially established at the end of 2003. It is directly affiliated to the China Everbright Bank Head Office and serves within the framework of state-owned holdings and international financial organizations’ participation in national joint-stock commercial banks. The credit card center for consumers.

Sunshine Credit Card provides a variety of repayment methods for you to choose from: branch counters, automated teller machines (ATM), self-service deposit machines (CRS), multimedia self-service inquiry machines, sunshine card automatic transfers, inter-bank transfers/remittances, Online banking repayment and telephone foreign exchange purchase and repayment make your credit card transactions more worry-free.

Is there an annual fee for Everbright Credit Card?

Ebright Bank’s credit card will charge an annual fee. Generally, the annual fee is divided according to the credit card level, which are:

1. Regular card: the annual fee is 80 yuan/year;

2. Gold card, the annual fee is 200 yuan/year;

3. Platinum card, the annual fee is 2,000 yuan/year Year.

In addition, the annual fee for an additional credit card is generally half of the annual fee for the main card.

China Everbright Bank (CHINAEVERBRIGHTBANK, China Everbright Bank) was established in August 1992. It is a national joint-stock commercial bank approved by the State Council and approved by the People's Bank of China. It is headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.

The logo design of China Everbright Bank Private Bank is mainly composed of diamond graphics that shine with gorgeous luster, which means that the product value and service quality are as solid and outstanding as diamonds; the purple light of diamonds symbolizes that the private bank is a high-end customer Providing top-notch, customized services presents a sense of value and respect.

The diamond pattern is composed of the initial letters E and B of the English word "Everbright". On the one hand, it strengthens the association with the parent brand of Everbright and forms a parent-child brand association; on the other hand, it interprets the continuation of Everbright as always. The essence of sunshine quality service. The bow tie shape in the diamond pattern expresses the provision of top-notch supreme service experience to customers and embodies butler-style private banking services.

China Everbright Group manages domestic and overseas business through China Everbright (Group) Corporation (Beijing) and China Everbright Group Co., Ltd. (Hong Kong). The highest decision-making body is the group's board of directors, which is authorized by the state to operate and manage the state-owned assets invested by the state into the group. The Group Party Committee plays a core political role in the Group. The group's supervisory board is appointed by the State Council. [9]

China Everbright Group (China Everbright Group, referred to as Everbright Group) is a state-owned enterprise managed by the central government of China. It was founded in Hong Kong in May 1983. The State Council's Guofa [1983] No. 89 approved the Articles of Association of Everbright Group. Clarification: Everbright Group is a ministerial-level company directly under the State Council. The group is now a very large state-owned enterprise group that mainly operates banking, securities, insurance, investment management and other financial businesses.

The group has 6 wholly-owned enterprises, 2 holding companies, 7 joint-stock companies and 1 joint venture in China, including China Everbright Bank, Everbright Securities Co., Ltd., Everbright Sun Life Insurance Company and Financial institutions and enterprises such as China Everbright Investment Management Company. In Hong Kong, it owns two listed companies, Everbright Holdings and Everbright International, 37 wholly-owned companies, and 12 joint ventures and associated companies.

Everbright Credit Card Annual Fee

Ebright Bank Credit Card Annual Fee is generally deducted on the date corresponding to the credit card activation date each year. In other words, the Everbright Bank Credit Card Annual Fee Cycle is from the card activation date to The corresponding date of the year counts as one year, and so on.

The annual fee charging standards for Everbright Bank credit cards are related to the grade of the card, as follows:

1. Regular card: 80 yuan/year for the main card, 40 yuan/year for the supplementary card;

2. Gold Card: 200 yuan/year for the main card and 80 yuan/year for the supplementary card;

3. Titanium Card: 300 yuan/year for the main card and 300 yuan for the supplementary card /year;

4. Platinum Card: 2,000 yuan/year for the main card, 1,000 yuan/year for the supplementary card;

5. Diamond Card (Premium Card): 2,500 yuan for the main card /year, supplementary card 1,500 yuan/year;

6. Unlimited card: main card 5,000 yuan/year, supplementary card 2,500 yuan/year.

PS: If the cardholder meets the conditions for no annual fee for credit card swiping, the annual fee can be reduced.

Privileges that you can enjoy with Everbright Bank Platinum Credit Card:

1. Car roadside assistance service

When the vehicle is in the customer’s own name, or the vehicle of the customer’s spouse, or If the vehicle the customer is riding in breaks down or has an accident while driving and cannot drive normally, he or she can enjoy roadside assistance services. The cumulative use of the three services does not exceed 6 times per year

2. VIP lounge service

You can enjoy waiting in more than 800 VIP lounges in nearly 400 major airports and high-speed rails around the world. In-flight services include: first-class lounge (or VIP lounge), free hot and cold drinks and snacks, TV, newspapers and magazines, Internet access, etc. 3 times a year

3. Discounted golf course reservations

Enjoy unlimited discounted reservation services for about 100 golf courses in China and about 3,000 overseas golf courses for free

4. Golf driving range service

Enjoy the service of more than 100 driving ranges in 38 cities across the country 5 times a year

5. Golf free green service (exclusive for golf platinum cards) nationwide Enjoy free green fee service once a month at any of about 50 golf courses.

(Except weekends and holidays) 12 times a year

6. Health care

(1) Expert appointment registration service. Appointments at the level of deputy director or above can be made at designated hospitals in major cities across the country. expert. 3 times a year

(2) Accompanying medical services. When customers go to the hospital for treatment, health service personnel will accompany them throughout the process and assist customers with registration, payment, medicine collection and other related matters. 3 times a year

(3) Expert health consultation,

Professional health consultants and consulting doctors provide customers with personalized health consultation and consultation on common diseases through telephone agents. No limit to the number of times

7. Travel accident insurance

(1) Aviation accident insurance with a maximum insured amount of 5 million yuan

(2) Insurance with a maximum insured amount of 3 million yuan Train and ship travel accident insurance

(3) Car travel accident insurance with a maximum insured amount of 1 million yuan

Underwriting conditions:?

(1) Use this card to pay the full transportation fare

(2) Use this card to pay for a tour group fee of more than RMB 80

(3) You are a holder of the China Everbright Bank Bank-Security Co-branded Card Person, travel expenses are paid by another Everbright Bank unlimited, diamond, platinum or titanium customer (requires unlimited, diamond, platinum or titanium card)

How much is the annual fee for Everbright Sunshine Credit Card? What is the annual fee policy?

As a credit card with rich privileges and various preferential activities, Everbright Sunshine Credit Card has been loved by many people and attracted many people to apply for it. However, many people want to have a more detailed understanding of all aspects of the credit card before applying. For example, how much is the annual fee for the Everbright Sunshine Credit Card? What is the annual fee policy?

Since Everbright Sunshine Credit Card has three levels: regular card, gold card and platinum card, its annual fee will also vary depending on the level.

1. Regular Card

The annual fee for this credit card is 80 yuan per year for the main card and 40 yuan per year for the supplementary card.

2. Gold Card

The annual fee for the Gold Card of this credit card is 200 yuan per year for the main card and 80 yuan per year for the supplementary card.

3. Platinum Card

The platinum card of this credit card is the main card with an annual fee of 2,000 yuan and the supplementary card with an annual fee of 1,000 yuan.

Different levels have different annual fees. So, can the Everbright Sunshine Credit Card waive the annual fee?

Both its regular and gold cards are exempt from the annual fee in the first year, and as long as you swipe the card three times within one year from the card verification date, you can be exempted from the annual fee in the next year. Limit consumption amount and consumption form. There is no annual fee for the Platinum Card, but new users of the Platinum Card will receive a RMB 688 annual fee discount coupon after their first transaction.

The annual fees for the regular and gold series of Everbright Sunshine Credit Cards are not high. However, because platinum cardholders are targeting high-end consumption, it is normal for the annual fees to be high. However, the annual fee-free policy for both the regular and gold cards of this credit card is very considerate. Platinum card users can also get annual fee discount coupons, so I think its annual fee policy is very reasonable.

If you don’t know the annual fee standard for Everbright Bank’s credit card, you will suffer a big loss

The charging standard for credit card annual fee is the information that cardholders need to pay most attention to when choosing to apply for a credit card. If If you ignore it, it is easy to miss the opportunity for annual fee reduction. Friends who want to apply for a Everbright Bank credit card may wish to take a look at what the annual fee standards for Everbright Bank credit cards are and how to reduce the annual fee.

1. Annual fee standards for Everbright Bank credit cards

1. Annual fee for regular cards: 80 yuan/year for the main card and 40 yuan/year for the supplementary card;

2. Annual fee for gold card: 200 yuan/year for main card and 80 yuan/year for supplementary card;

3. Annual fee for titanium card: 300 yuan/year for main card and 300 yuan/year for supplementary card;

4. Platinum card annual fee: 2,000 yuan/year for the main card, 1,000 yuan/year for the supplementary card;

5. Diamond card (premium card) annual fee: 2,500 yuan for the main card Yuan/year, supplementary card 1,500 Yuan/year;

6. Unlimited card annual fee: main card 5,000 Yuan/year, supplementary card 2,500 Yuan/year;

7. UnionPay Golf The annual fee for gold card, Ruyi Sanbao Credit Card, Fu Credit Card, Fu Credit Card Gold Card, and green zero-carbon credit card: 200 yuan/year for each set;

8. Football card annual fee: 150 yuan/year for each set;

9. DIY card annual fee: 80 yuan/year per card;

10. Regional characteristic co-branded card platinum card annual fee: 50,000-100,000 yuan/year, 680 yuan/year; For a quota of 100,000-300,000 yuan, 1,600 yuan/year; for a quota of 300,000-500,000 yuan, 2,600 yuan/year; for a quota above 500,000 yuan, 3,500 yuan/year;

11. Annual fee for corporate card: 2,000 yuan/year .

2. China Everbright Bank Credit Card Annual Fee Waiver and Discount

1. Major banks’ credit card regular and gold cards are exempt from annual fees in the first year. From now on, as long as the card is swiped three times each year, the annual fee will be waived for the next year. The annual fee for each year is waived for both large and small cards as long as you swipe the big card three times for the football card set and the fortune card set.

2. Starting from March 1, 2014, all cardholders who successfully apply and are approved can have their first-year annual fee waived. For platinum credit cards applied for on March 1, 2014, the annual fee for the following year can be reduced if the cardholder spends RMB 50,000 or more on any one bill within the year; for platinum credit cards applied after March 1, 2014, the main cardholder can If you swipe your card 12 times in one bill year, you can get a reduction in the annual fee for the next year or use 60,000 credit card points to redeem it.

That’s it for the introduction of how to charge the annual fee for Everbright Credit Card.