The subject matter insured shall be determined according to the requirements of both parties to the insurance contract. The object of insurance is the property of the insured and the interests related to the property in property insurance.
The object of insurance is the object of insurance, which usually includes property and its related interests and people's life and body. Different insurances have different insurance objects. It can be a house, a car, the right to use a trademark, a patent right, etc. And it can also be a person's life and body.
Extended data
Types of vehicle insurance:
Motor vehicle insurance includes compulsory insurance and commercial insurance, and commercial insurance includes basic insurance and additional insurance. The basic risks are divided into vehicle loss insurance and third party liability insurance, vehicle theft and emergency rescue (theft and emergency rescue) and vehicle personnel liability insurance (driver liability insurance and passenger liability insurance).
Additional risks include glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, water-related insurance, no-fault liability insurance, vehicle cargo drop liability insurance, vehicle stop loss insurance, new equipment loss insurance, special insurance without deductible, etc.
Glass breakage insurance, spontaneous combustion loss insurance and new equipment loss insurance are additional risks of body loss insurance, and these additional risks can only be insured after vehicle loss insurance is insured. Vehicle liability insurance, no-fault liability insurance, vehicle cargo drop liability insurance, etc. It is an additional risk of third party liability insurance, and these additional risks can only be insured after the third party liability insurance is insured; Each risk can be insured independently without deductible.
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