Routine loan refers to the illegal act of inducing or forcing the victim to sign "loan" or "loan", "mortgage" and "guarantee" and other related agreements for the purpose of illegal possession by falsely increasing the loan amount, maliciously creating a breach of contract, arbitrarily identifying the breach of contract, and destroying the repayment evidence, thus forming false creditor's rights and debts. And illegally occupy the victim's property by means of litigation, arbitration, notarization or violence or threats.
Campus loan refers to the behavior of students borrowing money through various lending platforms. When children are admitted to universities, some families can't afford their children's financial needs for spending, studying and even starting businesses in cities. The rapid expansion of consumer desire will prompt students to find loan platforms through various channels, even private usury.
Illegal usury, according to the provisions of the Supreme Court, the annual interest rate agreed by both borrowers and lenders should not exceed 24%, which should be supported; The agreed interest rate of 24%-36% between borrowers and lenders is a gray area. If the interest rate agreed by both borrowers and borrowers exceeds 36%, it will be classified as usury and will not be supported.
Village overlord mainly refers to the black and evil elements who use family power or violent means to bully and dominate one side in the countryside and oppress and harm the people.
Urban overlord refers to controlling and monopolizing the whole market transactions by means of violence or soft violence, bullying peers, forcibly buying and selling, and monopolizing the market.
Hegemony refers to controlling and monopolizing the trading of specific commodities in an industry by means of violence or soft violence, bullying peers, forcibly buying and selling and dominating the industry.