Interim Measures for the Management of Commercial Prepaid Cards?

In order to implement the above requirements, give better play to the positive role of prepaid cards in facilitating the public's small-amount non-cash payments and expand consumption, prevent prepaid cards from being used for money laundering and other illegal and disciplinary activities, and effectively protect Regarding the legitimate rights and interests of cardholders, under the overall policy framework established by Order No. 2 and Document No. 25, the People's Bank of China formulated and issued the "Measures" in accordance with the ideas of standardized development and strict management after in-depth research, full demonstration, and extensive solicitation of opinions. Build an institutional system that meets the actual situation and management needs of my country's prepaid card market.

What does advance payment filing mean?

The meaning of advance payment registration is:

As for advance payments, enterprises need to process them separately. For part of the advance payment, if the foreign exchange is collected before the goods are exported, the enterprise needs to register it online with the State Administration of Foreign Exchange. The service platform must carry out contract registration and withdrawal registration in order to have a quota for foreign exchange settlement.

The first advance payment of a new enterprise will not have an advance payment limit. After registration, the enterprise needs to go to the State Administration of Foreign Exchange to review and approve the approval documents and handle the advance payment for foreign exchange settlement. For another balance, if the foreign exchange is collected after the goods are exported, the enterprise does not need to register the contract or withdraw the money, and can directly use the general trade quota to settle foreign exchange.

Advance payments must be registered, and all advance payments require contract registration and withdrawal registration.

What should I do after registering a single-purpose commercial prepaid card?

Registration of single-purpose commercial prepaid cards facilitates daily supervision and aftermath processing

Inner Mongolia Prepaid Card Management Regulations?

In order to further strengthen the management of single-purpose commercial prepaid cards in our city, standardize the filing work of single-purpose commercial prepaid cards, and prevent and eliminate financial risks, according to the Ministry of Commerce's "Single-Purpose Commercial Prepaid Card Management Measures (Trial)" ( In accordance with the revised requirements of the Ministry of Commerce No. 9 of 2012 (hereinafter referred to as the "Administrative Measures") and the Ministry of Commerce Order No. 2 of 2016, the relevant matters regarding the registration of single-purpose commercial prepaid cards are hereby notified as follows:

1. Registration Enterprises

All card-issuing enterprises engaged in the retail industry, accommodation and catering industry, and resident services within our city shall complete the registration process in accordance with the regulations within 30 days from the date of launching single-purpose commercial prepaid card business. Group card issuing enterprises, brand card issuing enterprises, and large-scale card issuing enterprises shall register with the Municipal Commerce Bureau; other card issuing enterprises shall register with the commerce department of the banner county or district where they are registered for industrial and commercial registration.

(1) Group card issuing enterprise

Refers to the group parent company that issues single-purpose cards for use within the group. A group refers to a consortium of corporate entities that is absolutely controlled by the same corporate entity.

(2) Brand card issuer

Refers to the company that issues single-purpose cards for use within the same brand franchise system and owns the corporate logo or registered trademark of the brand, or is authorized to have The legal entity that has the exclusive right to use the corporate logo or registered trademark. The same brand franchise system refers to a consortium of corporate entities that use the same corporate logo or registered trademark.

(3) Large-scale card issuing enterprises

Refers to enterprises other than group card issuing enterprises and brand card issuing enterprises with operating income of more than 5 million yuan in the previous year or industrial and commercial registration for less than one year and registered capital In enterprises with a turnover of more than 1 million yuan.

2. Industry Classification

(1) Retail Card Issuing Enterprises

1. Comprehensive retail card issuing enterprises (including department stores, supermarkets, grocery stores, and convenience stores) ;

2. Specialized retail card issuing companies (including food, beverages, tobacco products, textiles, clothing, daily necessities, cultural and sporting goods and equipment, medicine and medical equipment, automobiles and spare parts, motorcycles and spare parts , motor vehicle fuel, household appliances and electronic products, hardware, furniture, interior decoration materials);

3. No stores and other retail card issuing companies (including Internet retail, mail order, TV retail, and used goods retail , domestic fuel retail).

(2) Card-issuing enterprises in the accommodation and catering industry

1. Card-issuing enterprises in the accommodation industry (including tourist hotels and general hotels);

2. Card-issuing enterprises in the catering industry Enterprises (including meal services, fast food services, beverage and cold drink services, and catering distribution services);

(3) Card-issuing enterprises in the resident service industry

1. Card-issuing enterprises in the resident service industry (including Domestic services, laundry and dyeing services, hairdressing and beauty services, bathing services, health care services, marriage services);

2. Card-issuing enterprises in the repair industry (including automobile and motorcycle repair and maintenance, computer and office equipment repair, Household appliance repair, other daily product repair industry);

3. Other service industry card issuing companies (including cleaning services).

3. Materials to be submitted for filing

(1) Card issuing enterprises should submit the following materials:

1. "Registration Form for Single Purpose Card Issuing Enterprises"

(Can be obtained from the filing authority or downloaded from the official website of the Ministry of Commerce

www.mofcom.gov.cn/aarticle/b/c/201209/20120908362416.html);

2. A copy of the "Business License" (copy).

(2) In addition to submitting copies of the "Single-Purpose Card Issuing Enterprise Registration Form" and "Enterprise Legal Person Business License (Copy)", large-scale card issuing enterprises should also submit the following materials:

1. Financial statements of the previous year audited by an audit institution (with official seal), except for large-scale card issuers with industrial and commercial registration for less than one year;

2. Physical card samples (front and back), virtual Sample of information recorded on the card;

3. Single-purpose card business management system and fund management system;

4. Single-purpose card purchase regulations and card purchase agreement;

5. Fund custody account information and fund custody agreement.

What materials are needed to register a prepaid card?

To register a prepaid card, you need to apply to the local commerce committee where the card is registered. The required information is the company's business license, the company's legal person ID card and related shareholder rights and interests. And a statement to apply for a prepaid card with the official seal. The ID card information of the financial person in charge of the company and a copy of the ID card are also required to be stamped with the official seal. After all procedures are completed, you can see that the prepaid card application has been approved on the Commerce Bureau's website. At this time, we can publicly invent prepaid cards and invent real-name prepaid cards